One-Stop Solution

One-stop solution for insurance pricing and customer value optimization

Earnix provides an integrated suite of software solutions that enable leading insurance companies all over the world to optimize pricing and maximize customer value across auto, home, commercial, and other product lines.

With Earnix Optimizer, insurers are able to:

• Target the optimal customers
• Offer them the right policies and services at the right price
• Accelerate time-to-market of new offers and prices
• Increase growth and profitability

A Single Platform for the Entire Pricing Process

Earnix is a one-stop solution that simplifies the entire insurance pricing process, helping insurers increase business agility by overcoming the constraints of existing legacy systems, removing the need for extensive IT support, and accelerating time-to-market of new products and prices.

Industry-Leading Risk Cost Modeling

Earnix Risk Premium Module (RPM) provides state-of-the-art statistical tools that empower insurance actuaries and analysts to generate the most accurate and robust risk pricing models. Built-in visualization capabilities make it easy to analyze these models for selection of the best pricing strategy.

Price Optimization: Elevating Profit and Growth

Earnix best-in-class analytics and patent-awarded price optimization technology empower insurers to implement pricing strategies that go beyond the traditional risk cost pricing, incorporating demand elasticity models to maximize profit and growth objectives.

Real-time Price Optimization enables insurers and intermediaries to step up to the requirements of the competitive and rapidly expanding online insurance marketplace. Earnix Optimizer serves as a real-time engine that delivers instant optimized price quotations directly to the point of customer interaction via the Internet, call center, or any proprietary system.

In markets where regulation require prices to follow a Rating Factor structure, the Earnix Rating Factor Optimization module allows insurers to optimize prices offered to customers while maintaining regulatory compliance.

Cloud-Ready Enterprise Architecture

Whether deployed on premise or in the cloud, Earnix can churn millions of price quotations per day, either in batch or real-time environment. It is also easily integrated with existing enterprise systems, delivering the power of optimization in a seamless fashion to every point of customer interaction through all distribution channels.

A Modular Solution that Allows You to Think Big, Yet Start Small

Earnix provides a comprehensive pricing platform that empowers insurers to transform their pricing processes from A to Z. Rather than a “big bang” approach which can be disruptive to the business, the modular architecture of Earnix and flexible deployment options on premise and in the cloud allow you to quickly get started and grow the solution footprint over time.