eBooks and Whitepapers

    With the advent of technology, the banking sector is undergoing a significant change in terms of enhancing its business processes and expanding its global presence. The increasing costs of deploying and maintaining complex in-house legacy systems is forcing many financial institutions to demand innovative, flexible, and cost effective deployment models for their banking solutions.
    Banking CIO Outlook presents “10 Most Promising Cloud Banking Solution Providers 2015”: A distinguished panel comprising CEOs, CIOs, VCs, analysts, and the Banking CIO Outlook editorial board has selected the top Banking Cloud Solution Providers.

  • Earnix-wt-ppr-auto-industry_cover Auto Industry Whitepaper:
    How US Auto and Finance Companies Can Gain a Strategic Advantage through Integrated Customer Analytics

    US auto manufacturers, dealers and finance companies invest an estimated average of $8,000-$9,000 per vehicle on media advertising, rebates and discounted financing to support the sale of each new vehicle. Considering that the average sticker price of a new automobile is $33,500 , the investment in sales support alone accounts for over one-quarter of the potential selling price –not including other sales costs such as dealer margins or sales commissions.

    While the auto industry leverages analytics to help improve marketing effectiveness, these efforts are still highly fragmented and largely focused on marketing indicators rather than financial results for stakeholders. An integrated analytics framework can provide automotive manufacturers, dealers and finance companies with significant economic benefits and improve the customer experience by enabling them to target more relevant purchase and incentive offers to each consumer.

    Download the whitepaper to learn about the reward for improved integration of customer analytics.


    By Meryl, Golden General Manager, North America Operations for Earnix; and Aviv Cohen, Vice President of Products & Marketing for Earnix

    Property/casualty insurers have started getting their feet wet with moves to cloud computing for noncore office and support service functions. But they won’t realize the full benefits until they start moving mission-critical workloads to a cloud environment, according to Aviv Cohen and Meryl Golden, who outline the benefits and address concerns about privacy and security.

  • Deposit-Optimization-white-paper_small Maximizing Deposit Account Profitability and Volume through Automated Deposit Optimization

    Download his white paper from Earnix and find out how deposit optimization addresses the challenge of setting interest rates and fees on deposit accounts by providing banks with a formula for achieving desired volumes and profitability in the face of conflicting objectives

  • Relational-Optimization-WP-cover Pricing Multi-Entity Policies –
    Crossing the Next Chasm of Complexity

    Download this whitepaper and see how insurers can leverage a new innovative technology to overcome the challenges of multi-entity policy pricing.

  • AM Best Whitepaper thumbnail AM Best Interactive Whitepaper:
    Innovation in Personal Lines Insurance

    This interactive whitepaper features innovators and experts in personal lines discussing the trends driving innovation, the approaches they have taken to put new techniques to work, and how insurers can leverage new capabilities to stay ahead of the competition.

  • e-book2 The New Insurance Pricing Process – 6 Keys to Success

    Is it time to re-evaluate your pricing process? When fundamental market forces and significant technology paradigm shifts combine to form the “perfect storm,” the writing is on the wall for a reconsideration of existing processes.

  • e-book3 Customer Value Optimization: The Path to Sustainable Profitability in the Insurance Business

    The Path to Sustainable Profitability in the Insurance Business

  • e-book4 Price Optimization in the Age of Hyper Competition

    As raging competition shortens policy lifetimes, insurers find themselves caught in a vicious cycle where negative retention and profit erosion reinforce each other.

  • e-book5 Method and Tools for Insurance Price and Revenue Optimisation

    This paper introduces the emerging field of demand-driven insurance price and revenue optimisation.