Earnix Banking

Personal Loans

Be there when they need you most

Faster, smarter, and safer personal lending

Accompany your customers from their very first student loan, though life stages and life-changing events. Understand their changing needs as soon as they experience it. Based on this intimate customer knowledge, proactively predict and offer the best loan to suit their individual need. Use the power of smart analytics to fairly price and fully personalize lending offers, and provide credit in real-time, all under full governance and control.

The Earnix Solution

Earnix enables banks to deeply understand their customers’ financial life journey and be there at just the right time to support their next level of growth. Earnix-powered personal lending solutions use world-class analytics and data science to gain a real-time understanding of life-stages and life events and to proactively predict and offer the smartest personal loan as soon as your customers’ needs arise.

With AI-powered analytical pricing capabilities, and with advanced automation capabilities, Earnix-powered personal lending solutions ensure near real-time proactive response to changing market conditions and personal financial needs.

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Solution Highlights

Dynamic, end-to-end pricing

From the realization of a new personal financial need to instant fulfillment, Earnix enables banks to instantaneously set the right and fair price and deliver it to any consumer touchpoint in real-time with full governance and control. Earnix enables banks to accelerate their pricing and price deployment process, radically reducing time-to-market.

Sell like the digital leaders of today

Power your personal lending operation with scalable, automated, high-performance cloud technology. With advanced analytics, AI, and automation capabilities, Earnix-powered solutions deliver the best and most personalized loan offers to your consumers’ hands right when they need it most.

Ultra-fast ROI

Earnix-powered consumer lending solutions are deployed within a few short months, with value delivered and actualized immediately. We deploy iteratively, with results delivered every step of the way.

Main features

analytical pricing

Harness the predictive power of world-class data science, analytical modeling tools, and machine learning, to price perfectly for your customers’ needs, and for your business objectives. Earnix Price-It enables banks to define, simulate, and select between future pricing scenarios to make the smartest data-based pricing decisions and deploy them quickly to the market, with full governance and control.

product personalization

Improve your level of customer-centricity by automatically identifying and proactively responding to changing market conditions and customer financial behavior. With Earnix Personalize-It, banks can offer the right financial product to the right person, at the right price, at the right time.


Earnix Time-It proactively leverages the smart personalization capabilities of Personalize-It. Be there when they need you the most. With Earnix, banks deliver new prices and personalized loan offers at just the right time, to any consumer touch point.

The Earnix Products

Earnix Price-it

AI-powered analytical pricing

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Earnix Personalize-it

Behavioral-based product personalization

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Earnix Time-it

Real-time engagement

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Enterprise Velocity Engine

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Always at your service

We nurture our customers. We believe in their goals and help them achieve them. More than that, we grow with them. We are always available because their success is our success.

Start accelerating today

Deliver smarter prices for every customer, every time, to any interaction point, in real-time.

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