
Personal Loans
Be there when they need you most
Faster, smarter, and safer personal lending
Accompany your customers from their very first student loan, though life stages and life-changing events. Understand their changing needs as soon as they experience it. Based on this intimate customer knowledge, proactively predict and offer the best loan to suit their individual need. Use the power of smart analytics to fairly price and fully personalize lending offers, and provide credit in real-time, all under full governance and control.

The Earnix Solution
Earnix enables banks to deeply understand their customers’ financial life journey and be there at just the right time to support their next level of growth. Earnix-powered personal lending solutions use world-class analytics and data science to gain a real-time understanding of life-stages and life events and to proactively predict and offer the smartest personal loan as soon as your customers’ needs arise.
With AI-powered analytical pricing capabilities, and with advanced automation capabilities, Earnix-powered personal lending solutions ensure near real-time proactive response to changing market conditions and personal financial needs.
Solution Highlights

From the realization of a new personal financial need to instant fulfillment, Earnix enables banks to instantaneously set the right and fair price and deliver it to any consumer touchpoint in real-time with full governance and control. Earnix enables banks to accelerate their pricing and price deployment process, radically reducing time-to-market.

Power your personal lending operation with scalable, automated, high-performance cloud technology. With advanced analytics, AI, and automation capabilities, Earnix-powered solutions deliver the best and most personalized loan offers to your consumers’ hands right when they need it most.

Earnix-powered consumer lending solutions are deployed within a few short months, with value delivered and actualized immediately. We deploy iteratively, with results delivered every step of the way.
The Earnix Products
Always at your service
We nurture our customers. We believe in their goals and help them achieve them. More than that, we grow with them. We are always available because their success is our success.
Start accelerating today
Deliver smarter prices for every customer, every time, to any interaction point, in real-time.
Get In Touch