Displaying "Banking" articles (32)

Colorful Cubes And Puzzle Piece

Revolutionising Pricing and Rating with Earnix Price-It

Earnix Price-It allows insurers to centrally manage and control all aspects of a pricing decision. Including managing prices across lines of business and enabling full simulation and business monitoring in order to achieve corporate performance objectives. 

Underwrite-It for Lending: AI-Enabled Credit Risk Decisioning Automation

Discover the most common use cases for deploying Earnix Underwrite-It for Lending, including credit automation, analytics enchainment for credit risk decisioning, and cost reduction and productivity improvements.

Earnix Lending Plus: Integrated AI-Driven Pricing Analytics and Credit Risk Decisioning Platform

Earnix Lending Plus combines advanced pricing analytics, price optimization, and simulation capabilities with automated credit risk decisioning in a single solution. With Earnix Lending Plus, lenders avoid lengthy and costly software implementation cycles while getting a tight grip on the entire pricing and credit decisioning process.

People Discuss About Graphs and Rates

Pricing Strategies in Consumer and Auto Lending

This eBook presents a summary of our findings and recommendations for using AI to optimize pricing models, target lower-risk borrowers, automate credit risk decisioning, and maintain profitability amidst challenging market conditions.

One Black Chess Piece Separated From Red Pawn Chess Pieces

Personal Lending: The Fundamentals of Digital Loan Personalisation

After a rapid growth in interest rates for personal loans in 2023 despite a lagging increase in deposit rates, UK banks will face mounting margin pressures in 2024. On top of tighter margins, lenders will have to navigate a complex matrix of intensifying regulatory initiatives such as the Consumer Duty Act.

Four Critical Pricing Use Cases for Auto Lenders

Auto lenders around the world continue to face real pressure to remain profitable. This means developing and deploying more intelligent pricing strategies that can successfully reduce risk, increase profitability, and help auto lenders gain and maintain market share.

Pricing Analytics for Auto Lenders: Four Critical Use Cases

While there are multiple applications of AI-powered pricing analytics solutions in the auto lending industry, this eBook showcases some of the most common use cases that helped Earnix customers create cutting-edge, competitive pricing strategies and meet their spread targets and KPIs.

The Pursuit of Agile Pricing Operations

The Pursuit of Agile Pricing Operations

Most lenders involved in personal and auto finance today know that they need to move away from manual revisions of pricing tables, lengthy deployment cycles, and reliance on spreadsheets for the right price calculation. Balancing loan profitability and volume while keeping up with the competition, requires proper pricing analytical tools to support your strategy.