Displaying "Banking" articles (34)
How Copilots Will Transform Pricing and Credit Risk Decisioning in Banking and Lending Operations
Natural language copilots can benefit pricing and credit risk decision-making processes when natively embedded in the systems supporting these key functions. Read more.
Earnix Copilot: The Future of Intelligent Pricing & Decisioning
Discover the future of intelligent pricing and decisioning with Earnix Copilot, your AI-powered digital agent. This tool is designed to enhance the productivity, efficiency, and accuracy of pricing and underwriting teams.
Revolutionising Pricing and Rating with Earnix Price-It
Earnix Price-It allows insurers to centrally manage and control all aspects of a pricing decision. Including managing prices across lines of business and enabling full simulation and business monitoring in order to achieve corporate performance objectives.
Underwrite-It for Lending: AI-Enabled Credit Risk Decisioning Automation
Discover the most common use cases for deploying Earnix Underwrite-It for Lending, including credit automation, analytics enchainment for credit risk decisioning, and cost reduction and productivity improvements.
Earnix Lending Plus: Integrated AI-Driven Pricing Analytics and Credit Risk Decisioning Platform
Earnix Lending Plus combines advanced pricing analytics, price optimization, and simulation capabilities with automated credit risk decisioning in a single solution. With Earnix Lending Plus, lenders avoid lengthy and costly software implementation cycles while getting a tight grip on the entire pricing and credit decisioning process.
Pricing Strategies in Consumer and Auto Lending
This eBook presents a summary of our findings and recommendations for using AI to optimize pricing models, target lower-risk borrowers, automate credit risk decisioning, and maintain profitability amidst challenging market conditions.
Personal Lending: The Fundamentals of Digital Loan Personalisation
After a rapid growth in interest rates for personal loans in 2023 despite a lagging increase in deposit rates, UK banks will face mounting margin pressures in 2024. On top of tighter margins, lenders will have to navigate a complex matrix of intensifying regulatory initiatives such as the Consumer Duty Act.
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Four Critical Pricing Use Cases for Auto Lenders
Auto lenders around the world continue to face real pressure to remain profitable. This means developing and deploying more intelligent pricing strategies that can successfully reduce risk, increase profitability, and help auto lenders gain and maintain market share.