Displaying "Banking" articles (34)

Pricing Analytics for Auto Lenders: Four Critical Use Cases

Pricing Analytics for Auto Lenders: Four Critical Use Cases

While there are multiple applications of AI-powered pricing analytics solutions in the auto lending industry, this eBook showcases some of the most common use cases that helped Earnix customers create cutting-edge, competitive pricing strategies and meet their spread targets and KPIs.

The Pursuit of Agile Pricing Operations

Most lenders involved in personal and auto finance today know that they need to move away from manual revisions of pricing tables, lengthy deployment cycles, and reliance on spreadsheets for the right price calculation. Balancing loan profitability and volume while keeping up with the competition, requires proper pricing analytical tools to support your strategy.

A Guide to Unsecured Lending Growth

This Earnix guide takes a closer look at this emerging opportunity and offers six ways lenders can win more business and increase growth in unsecured personal lending – without losing sight of profitability.

Unsecured Loans: Price and Product Personalization Are the Name of the Game

Unsecured Loans: Price and Product Personalization Are the Name of the Game

Lenders wanting to maintain their competitive advantage and capitalize on the healthy demand for unsecured loans need to be looking for ways to stand out in a crowded marketplace. Additionally, there is a need to consider pricing competition amid market volatility, rising interest rates, and increasing cost of funds.

Earnix Pricing Accelerator

Earnix Pricing Accelerator

Easy-to-use pricing management workflow converts advanced analytics into actionable insights

Behind the Scenes with Earnix Price-It

The White Paper is intended for banking business and technical leaders who are evaluating ways to vastly improve their pricing strategies and operations. It will assist senior management, pricing groups, analytics teams, and IT in their quest for the best in proven, modern pricing technology.

Capitalize on Intelligent InsurOps to Combat Inflation

This Whitepaper takes a deep dive into how digitization, competition, and customer expectations are disrupting the vehicle finance industry. It examines how technology is changing the way vehicle finance companies need to sell, price, underwrite, retain, and cross-sell to create a more modern, digital-first vehicle finance business.
Alternative Deal Structures: Leveraging Advanced Pricing Analytics

Alternative Deal Structures: Leveraging Advanced Pricing Analytics

In today’s hyper-competitive automotive lending market, consumers have a wide variety of vehicle choices, shopping venues, and financing options. Alternative deal structures (ADS) have become a must-have way for lenders to keep potential borrowers from walking away, whether those consumers are buying in person or online.