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Pricing Strategies in Consumer and Auto Lending
This eBook presents a summary of our findings and recommendations for using AI to optimize pricing models, target lower-risk borrowers, automate credit risk decisioning, and maintain profitability amidst challenging market conditions.
Reshaping London's Speciality Market
Over the centuries, the London market has developed and grown, and today it is the largest global hub for commercial and specialty risk, delivering solutions in almost every territory around the world.
Yet the global risk landscape is quickly changing, requiring new solutions to digitalise the market, making it better, faster, and cheaper for all participants while delivering better customer outcomes.
Streamlining Your Pricing Processes for Improved Profitability
As the insurance industry faces intense market competition and evolving demands, the imperative to enhance pricing strategies is more critical than ever. One pivotal area that can significantly influence profitability and market responsiveness is the pricing process.
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Personal Lending: The Fundamentals of Digital Loan Personalisation
After a rapid growth in interest rates for personal loans in 2023 despite a lagging increase in deposit rates, UK banks will face mounting margin pressures in 2024. On top of tighter margins, lenders will have to navigate a complex matrix of intensifying regulatory initiatives such as the Consumer Duty Act.
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Four Critical Pricing Use Cases for Auto Lenders
Auto lenders around the world continue to face real pressure to remain profitable. This means developing and deploying more intelligent pricing strategies that can successfully reduce risk, increase profitability, and help auto lenders gain and maintain market share.
Transformieren Sie die Underwriting-Funktion Ihres Unternehmens mit Underwrite-It
Um echte agilität zu erlangen und ihre KPIs zu erreichen, müssen die versicherer das underwriting umgestalten und es vollständig in das pricing und rating integrieren.
Pricing Analytics for Auto Lenders: Four Critical Use Cases
While there are multiple applications of AI-powered pricing analytics solutions in the auto lending industry, this eBook showcases some of the most common use cases that helped Earnix customers create cutting-edge, competitive pricing strategies and meet their spread targets and KPIs.
A Guide to Unsecured Lending Growth
This Earnix guide takes a closer look at this emerging opportunity and offers six ways lenders can win more business and increase growth in unsecured personal lending – without losing sight of profitability.