Earnix Excelerate 2020

Reacting in an agile and smart manner to changes in the market is what differentiates competitive financial institutions from the rest. Smarter analytical pricing & personalization are key to achieving business velocity.

This session discusses the business impact of rapidly improving analytics with rapidly changing customer needs by a convergent fusion of three major trends.

Sometimes you can see disruption coming, especially with consumers being armed with more information than ever before. A new level of convenience is now expected, and it's no surprise that stakeholders are racing to re-design the car buying experience.

There is a fine line between efficient personalization and being too personal. Enjoy some practical insights on the do-s and don’t-s of analytical product personalization – and, consequentially, better customer satisfaction, and higher retention numbers.

In this case study we will review the journey of ISBD in implementing their pricing transformation: from the vision of ‘Value Based Pricing’ through the achievements and challenges on the way.

Making pricing decisions is hard. Making those decisions when markets change quickly is much harder. In this presentation, we will discuss how analytics can help drive better pricing decisions in light of uncertainty related to lending standards, credit quality, and consumer behavior.

Machine learning models can significantly enhance prediction accuracy, but their complexity makes them hard to understand and monitor. In this session we will explore new tools that can break the trade-off between accuracy and explainability - a critical step for the future evolution of machine learning in the finance and insurance industries.