Displaying "Pricing" articles (118)
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Powering Financial Inclusion with AI-driven Price Optimisation and Risk Decisioning
In this new white paper, we share insights from our research into loan pricing in UK retail banking and examine how AI is transforming price optimisation and risk decisioning.
Earnix Lending Plus: Integrated AI-Driven Pricing Analytics and Credit Risk Decisioning Platform
Earnix Lending Plus combines advanced pricing analytics, price optimization, and simulation capabilities with automated credit risk decisioning in a single solution. With Earnix Lending Plus, lenders avoid lengthy and costly software implementation cycles while getting a tight grip on the entire pricing and credit decisioning process.
Pricing Strategies in Consumer and Auto Lending
This eBook presents a summary of our findings and recommendations for using AI to optimize pricing models, target lower-risk borrowers, automate credit risk decisioning, and maintain profitability amidst challenging market conditions.
Unlocking the Benefits of AI-Powered Pricing Analytics in Consumer and Auto Lending
Many banks involved in consumer lending turn to AI-powered pricing analytics and digital decisioning to support their long-term growth strategies. Loan profitability uplift, faster time to market, more accurate forecasting, and improved productivity are game-changers for lenders big and small.
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Streamlining Your Pricing Processes for Improved Profitability
As the insurance industry faces intense market competition and evolving demands, the imperative to enhance pricing strategies is more critical than ever. One pivotal area that can significantly influence profitability and market responsiveness is the pricing process.
Scenario Simulation and Price Optimization for Consumer Lending
Learn the ins and outs of “what-if” scenario simulation, optimization, and pricing strategies’ comparison and how these tools help eliminate the use of manual spreadsheet analysis and improve your daily tasks, and help you reach your goals.
Personal Lending: The Fundamentals of Digital Loan Personalisation
After a rapid growth in interest rates for personal loans in 2023 despite a lagging increase in deposit rates, UK banks will face mounting margin pressures in 2024. On top of tighter margins, lenders will have to navigate a complex matrix of intensifying regulatory initiatives such as the Consumer Duty Act.
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Transform Underwriting to Improve Agility and Profitability
As insurers navigate a rapidly changing macro environment and evolving customer expectations, the need to reimagine insurance has become more urgent than ever. One area that requires particular attention is underwriting, which is often less visible to customers than other functions in the insurance value chain. However, upgrading underwriting can have a significant impact on capturing new business and driving profitability.