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Loan Pricing Optimization and Decisioning Engine
What Is Your Challenge?
Earnix equips you with insights into what a dynamic pricing engine can do for you, key features and functionalities to look for, and how you can best leverage these to solve your challenges, no matter how complex they are.
Unprofitable Loans?
Earnix Customer Results
Achieved a 65% reduction in unprofitable loans and a 10-15bp lift in profitability.
A 65% reduction in unprofitable loans and a 10-15bp lift in profitability
Falling Loan Volume?
Earnix Customer Results
Loan bookings are up by 9% within the 1st year. Increase in all-in revenue by 17% over 2 years.
Loan bookings are up by 9% within the 1st year. Increase in all-in revenue by 17% over 2 years.
Slow Pricing Updates?
Earnix Customer Results
Replaced quarterly manual price updates with automated 2-3 times a week deployments.
Replaced quarterly manual price updates with automated 2-3 times a week deployments.
Siloed Systems?
Earnix Customer Results
Using integrated systems, introduced personalization to differentiate rate cards. Achieved a 29 bps uplift.
Using integrated systems, introduced personalization to differentiate rate cards. Achieved a 29 bps uplift
A single platform for price modeling, optimizing, simulating, and deploying, so you can react quickly to changing market conditions and bring new products to market faster.

A simulation and reporting module with a simple UI, designed to complement the Price-It solution by simplifying complex data and analytics and turning them into easy-to-understand, actionable insights.

About Earnix
Earnix is a global provider of real-time, AI-driven dynamic pricing, product personalization, and digital decisioning solutions for financial services industry including consumer lending, auto finance, mortgages, and more. Our agile pricing engine makes personalized offers a reality, shortening time to value and closing the business before competition can react.