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Consumer Loan Pricing Optimization and Decisioning Platform
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If any of these sound familiar, you need a pricing operations overhaul
Discover AI-backed analytics, pricing optimization, and decisioning platform from Earnix. Our AI-driven analytics have empowered top banks to make remarkable gains. We are confident that our team can drive the same degree of success for you!
Unprofitable Loans?
Earnix Customer Results
Achieved a 65% reduction in unprofitable loans and a 10-15bp lift in profitability.
A 65% reduction in unprofitable loans and a 10-15bp lift in profitability
This is what Earnix was able to deliver for a Tier-1 Bank in North America. With real-time pricing optimization backed by AI analytics, you can deploy price updates to the market daily, before the competition can even schedule a meeting between their data scientists and the pricing team.
Falling Loan Volume?
Earnix Customer Results
Loan bookings are up by 9% within the 1st year. Increase in all-in revenue by 17% over 2 years.
Loan bookings are up by 9% within the 1st year. Increase in all-in revenue by 17% over 2 years.
These are the results that Earnix delivered for an Italian Retail Bank. With real-time optimization, scenario simulation, dynamic A/B testing capabilities, and ongoing monitoring, you can predict market reaction to your proposed pricing changes and find that sweet spot to balance out volume and profitability.
Slow Pricing Updates?
Earnix Customer Results
Replaced quarterly manual price updates with automated 2-3 times a week deployments.
Replaced quarterly manual price updates with automated 2-3 times a week deployments.
This is what Earnix did for a large US Retail Bank. Our code-free SaaS pricing engine enables business-led deployments without overly depending on IT. Rates can be deployed faster and with the understanding of how price adjustments will impact volume, spread, and pull through.
Siloed Systems?
Earnix Customer Results
Using integrated systems, introduced personalization to differentiate rate cards. Achieved a 29 bps uplift.
Using integrated systems, introduced personalization to differentiate rate cards. Achieved a 29 bps uplift
These results were made possible for a leading UK Bank thanks to Earnix modern analytical infrastructure. Legacy technologies constructed of numerous systems, are not up to the task. An AI-based solutions is essential to saving you from spreadsheets, slow manual processes, data silos and granular data preparation for your pricing committee.
Discover Earnix Price-It™
A single platform that unifies price modeling, price optimization, scenario simulation, and pricing strategies deployment, so you can react quickly to changing market conditions and bring new products to market faster.
Bridge the Gap Between Advanced Analytics and User-friendliness
Earnix Pricing Accelerator offers dedicated role-based workflows for pricing managers, finance, legal, risk and compliance teams designed to help increase collaboration and allow for more frequent, data-driven rate updates.
About Earnix
Earnix is a global provider of real-time, AI-driven dynamic pricing, product personalization, and digital decisioning solutions for financial services industry including consumer lending, auto finance, mortgages, and more. Our agile pricing engine makes personalized offers a reality, shortening time to value and closing the business before competition can react.