Earnix Eˣcelerate 2025
Showcasing Next-Gen AI for Insurance Leaders

Earnix Excelerate 2025 brought together global insurance leaders for a forward-looking exchange of ideas, demonstrating how AI and intelligent decisioning can drive innovation, streamline operations, and create customer-centric strategies in today’s rapidly evolving market.
Key moments that mattered: networking, learning, and a glimpse of future innovation. Scroll through to relive the conversations, insights, and partnerships shaping what we build next.
Insights for Industry Leaders
Excelerate 2025 gave us bold ideas and expert perspectives, offering a clear view into how the industry is evolving.
Robin Gilthorpe
CEOEarnix
“Insurers can be the credible voices in changing behavior, in defining tomorrow. To do so, Dynamic AI is more than just a facilitator – it’s the key.”
Robin Gilthorpe

Tim Harford
Senior ColumnistThe Financial Times
“We underestimate the need for social and organisational change. Too often, we fit new technology into old processes and then are disappointed that it doesn't deliver.”
Tim Harford

Moses Nyama
Chief Pricing & Analytics OfficerStandard Bank SA
“The short-term insurance industry in South Africa operates within a robust regulatory framework designed to ensure fair treatment of customers, financial stability, and market integrity.”
Moses Nyama

Earnix Excelerate 2025
On-demand
At Earnix Eˣcelerate 2025, attendees from around the world gathered for two days of impactful insurance insights, perspectives, case studies, approaches and much more. Gain access to all sessions and lay out a path for continued success in 2026 and beyond.

Transformation, AI
Dynamic AI for Insurance
Legacy systems make leaders choose between speed and control, but Robin Gilthorpe, CEO of Earnix, tells a different story. He frames dynamic AI as a practical trilogy: predictive models for auditable accuracy, generative AI for human productivity, and agentic AI to orchestrate governed workflows.

Robin Gilthorpe
Chief Executive Officer
Earnix
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Decisioning, Transformation
Defining Tomorrow with Earnix Innovation
Be’eri Mart frames 2025 as the year Intelligent Decisioning becomes insurers’ operating system. He shows how three pillars turn signals into outcomes fast and safely. The narrative is pragmatic: smaller, frequent releases; transparent reason codes; and agentic AI embedded where work happens.
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Be’eri Mart
Chief Product Officer
Earnix

Transformation, AI
Humans and Agents
Erez Barak describes a future in which humans and AI agents work side by side. Reasoning models operate within governed scaffolding—clear goals, approved tools, business context, and human oversight—so teams can co-build assets, visualize live signals, and automate recommendations responsibly.

Erez Barak
Chief Technology Officer
Earnix

Customer Centricity, Transformation
Releasing Dynamic New Home Insurance Product and Journey
Christophe Bourguignat and Nicolas Leclercq describe how Matmut is rebuilding home insurance by putting data and customer conversations at the center. Earnix powers the pricing engine and technical rate calculation, drawing on third-party property data that links each address to building attributes, risk scores, and exposure.

Christophe Bourguignat, Head of Zelros Product and Engineering, Earnix; Nicolas Leclercq, Lead Pricing and Climatic Modelling, Matmut

Transformation
Keynote: What We Get Wrong About Technology
Tim Harford reminds us that innovation is a system, not a gadget. Breakthroughs pay off only when the surrounding parts click into place: printing needed cheap paper and literate readers; shipping containers needed ports, cranes, contracts, and logistics talent; electricity reshaped factories only after workflows, buildings, and training were redesigned.

Tim Harford
Senior Columnist
The Financial Times
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Vitality Health


Hiscox

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Capgemini

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Matmut



Vitality Health

Hiscox
Capgemini
Matmut
