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Brochures

Personal Lending: The Fundamentals of Digital Loan Personalisation

After a rapid growth in interest rates for personal loans in 2023 despite a lagging increase in deposit rates, UK banks will face mounting margin pressures in 2024. On top of tighter margins, lenders will have to navigate a complex matrix of intensifying regulatory initiatives such as the Consumer Duty Act.

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One Black Chess Piece Separated From Red Pawn Chess Pieces

Transform Underwriting to Improve Agility
and Profitability

As insurers navigate a rapidly changing macro environment and evolving customer expectations, the need to reimagine insurance has become more urgent than ever. One area that requires particular attention is underwriting, which is often less visible to customers than other functions in the insurance value chain. However, upgrading underwriting can have a significant impact on capturing new business and driving profitability.

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Four Critical Pricing Use Cases for Auto Lenders

Auto lenders around the world continue to face real pressure to remain profitable. This means developing and deploying more intelligent pricing strategies that can successfully reduce risk, increase profitability, and help auto lenders gain and maintain market share.

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A Woman Holding a Car Key

Earnix Underwrite-It Datasheet

Transform underwriting to improve agility and profitability with rules management, advanced analytics, simulation, and business-driven deployment in a single solution.

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Improving the Effectiveness of Model Development and Deployment

In concert with Earnix Price-It, Model Accelerator provides a comprehensive, end-to-end model management workflow, including model building, orchestration, deployment, and monitoring.

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Earnix Price-It for Auto Finance

While there are multiple applications of AI-powered pricing analytics solutions in the auto lending industry, this eBook showcases some of the most common use cases that helped Earnix customers create cutting-edge, competitive pricing strategies and meet their spread targets and KPIs.

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Earnix Model Accelerator

In the quest to be agile, insurers want to experiment and innovate with machine learning (ML) models in a mode that gives them maximum flexibility. They need an open platform such as Earnix that allows for mixing and matching the best models of all kinds – existing, new, or whatever the analytics team can dream up.

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