Welcome to the Insights Center
Here you’ll find a wealth of resources to help accelerate your own business transformation. We’re constantly adding new assets to this library, so make it your go-to resource for the latest information on Intelligent Insurance Operations.
The Pursuit of Agile Pricing Operations
Most lenders involved in personal and auto finance today know that they need to move away from manual revisions of pricing tables, lengthy deployment cycles, and reliance on spreadsheets for the right price calculation. Balancing loan profitability and volume while keeping up with the competition, requires proper pricing analytical tools to support your strategy.
Scenario Simulation and Price Optimization for Consumer Lending
Learn the ins and outs of “what-if” scenario simulation, optimization, and pricing strategies’ comparison and how these tools help eliminate the use of manual spreadsheet analysis and improve your daily tasks, and help you reach your goals.
Personal Lending: The Fundamentals of Digital Loan Personalisation
After a rapid growth in interest rates for personal loans in 2023 despite a lagging increase in deposit rates, UK banks will face mounting margin pressures in 2024. On top of tighter margins, lenders will have to navigate a complex matrix of intensifying regulatory initiatives such as the Consumer Duty Act.
Transform Underwriting to Improve Agility and Profitability
As insurers navigate a rapidly changing macro environment and evolving customer expectations, the need to reimagine insurance has become more urgent than ever. One area that requires particular attention is underwriting, which is often less visible to customers than other functions in the insurance value chain. However, upgrading underwriting can have a significant impact on capturing new business and driving profitability.
Increased Cybersecurity Concerns
As insurers embrace new digital channels, avoiding ransomware, data breaches, and other cyberattacks is their top priority. Survey results from the Earnix 2023 Industry Trends report: Insurance Operations in a Changing Industry and additional statistics provide even more insights.
Four Critical Pricing Use Cases for Auto Lenders
Auto lenders around the world continue to face real pressure to remain profitable. This means developing and deploying more intelligent pricing strategies that can successfully reduce risk, increase profitability, and help auto lenders gain and maintain market share.
Earnix Underwrite-It Datasheet
Transform underwriting to improve agility and profitability with rules management, advanced analytics, simulation, and business-driven deployment in a single solution.
Improving the Effectiveness of Model Development and Deployment
In concert with Earnix Price-It, Model Accelerator provides a comprehensive, end-to-end model management workflow, including model building, orchestration, deployment, and monitoring.
Earnix Price-It for Auto Finance
While there are multiple applications of AI-powered pricing analytics solutions in the auto lending industry, this eBook showcases some of the most common use cases that helped Earnix customers create cutting-edge, competitive pricing strategies and meet their spread targets and KPIs.
2024 Predictions: Navigating the Horizons of P&C Insurance
This webinar brings together industry influencers who will share their insights on the economic, technological, and regulatory shifts set to reshape P&C insurance in 2024.