Earnix Lending Plus: AI-Driven Pricing Analytics and Credit Risk Decisioning Platform
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Profitability uplift and improved portfolio performance
Joint simulation capabilities help forecast the impact of decisioning logic changes before they are implemented
Integrated pricing and credit decisioning forecasts
Each lending decision is optimized for risk, profitability, volume, or other combination of KPIs
Credit Automation and Improved Approval Rates
Streamlined credit approval process to reduce manual interventions
A/B testing and side-by-side comparison of credit decisioning strategies
Decision rule changes are updated in real-time without IT handoffs
Pricing Optimization
Profitability optimization without impacting volume or risk profile
Real-time or as-needed updates led by the business teams
Scenario simulations and visual dashboards for pricing strategy analysis
About Earnix
Earnix is a global provider of real-time, AI-driven dynamic pricing, product personalization, and digital decisioning solutions for financial services industry including consumer lending, auto finance, mortgages, and more. Our agile pricing engine makes personalized offers a reality, shortening time to value and closing the business before competition can react.