Price smarter, underwrite faster, engage customers better

The leading intelligent decisioning engine just got better – welcome to the only AI orchestration system purpose-built for insurance

Explore the Earnix Q4 2026 Release: Discover what’s new to help you move faster and make smarter insurance decisions.

Real outcomes. In production.
At scale. 

  • $7.5T+
    Global insurance industry powered by Earnix
  • 4B+
    Transactions processed annually
  • 12x
    Faster quoting than legacy incumbent solutions
  • <4 days
    Rate creation time, down from 6 months
  • Zero
    Filing errors and fines for leading North American insurers

100+ of the world's leading insurers are already running faster 

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Mapfre logo
Axa logo
Matmut logo
Meet our Customers

Solutions built to be performance multipliers 

Across multiple personas & multiple lines of business. This is pricing, underwriting, and engagement that share intelligence. Real-time, with real governance built in. So, every solution amplifies the others.  

Pricing

Pricing

Rating

Rating

Underwriting

Underwriting

Customer Engagement

Customer Engagement

AI built to accelerate business goals 

Results measured in miliseconds

Results measured in miliseconds

Earnix customers quote 12x faster and launch new products in a fraction of the time. Without sacrificing accuracy or governance. Because every millisecond counts. 

Intelligence that grows revenue

Intelligence that grows revenue 

Smarter risk selection. Better conversion. Lower loss ratios. This is orchestration that unleashes the right AI on the right decisions that drive your business.

Built-in compliance you can trust

Built-in compliance you can trust

Every decision is explainable, auditable, and traceable. Because governance should keep you moving, not hold you back.

An intelligent decision: why industry leaders choose us

Earnix helps us improve our speed to market, automate a lot of our back-end work, improve the quality of our data and our operational risk. And, of course, to help us really be precise with how we advance our pricing.

–Head of Pricing & Analytics, US-based Fortune 500 Financial Services Group

We started with Earnix in pricing and rating, where the impact was immediate. As we expanded its use across the business, our customer-facing teams gained real-time context from the pricing and rating engine, making every customer interaction more relevant. That improved engagement, reduced call handling time, and increased conversion — translating directly to business performance.

–Senior Executive, Matmut

Earnix has been relatively easy and quick to integrate with our existing architecture, and that is no small task. It's very, very impressive.

–SVP Product Design and Modeling, Leading Global Insurance Carrier

Earnix helped save valuable time and effort in our pricing processes, so we can now react to market changes in a faster, more agile way — helping us become a leader in the third-party liability and automotive markets.

–Katarzyna Wojdyła, Technical Director and Board Member, Link4

Earnix Excelerate brings together industry leaders who are turning pressure into performance 

Watch on-demand sessions featuring executive insights, customer stories, product innovation, and practical strategies for creating more connected, agile insurance organizations.

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Earnix E x celerate brings together industry leaders who are turning pressure into performance

AI decisioning built on 25 years of vertical insurance mastery

Deep insider understanding 

General AI doesn't have the chops to deliver insurance-grade solutions. Since day one Earnix intelligence has redefined how insurers grow, profit, become resilient  
Learn why

AI as performance accelerant

Welcome to outcome-driven agentic intelligence: a new generation of apps and agents. Fully orchestrated, unsiloed, and governed
Learn how

Intelligence that helps move the market 

An artist’s illustration of artificial intelligence
Blog

Agentic AI Use Cases: Delivering Outcomes Today

Beyond the hype: the specific workflows where agentic AI is already in production across pricing, underwriting, and engagement - and what it takes to get there.

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The Insurance Customer Experience Gap: Why Customers Are Leaving
Blog

The Insurance Customer Experience Gap: Why Customers Are Leaving

Insurers are investing in modernization, but customer experience still lags. Explores how Engage-It by Earnix connects decisioning to real-time interactions to reduce friction, build trust, and improve retention.

Read more
Built for What’s Next: The Decisions That Will Define Insurance Performance
Earnix Excelerate

Built for What’s Next: The Decisions That Will Define Insurance Performance

AI is rapidly becoming ubiquitous across insurance. The competitive advantage will come from what insurers do with it. As risk becomes more dynamic, economics more demanding and decisions harder to govern, insurers need to bring the right intelligence to the right decision at the right moment. Robin Gilthorpe explores how insurance-native AI and orchestration across the insurance journey can enable insurers to respond faster, operate with greater precision and control, and turn intelligence into measurable business performance.

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Access the full Earnix Intelligence Center

Your operating model. Smarter. Faster. Governed.

See it in action in 30 minutes.