Earnix

It’s time to reimagine
insurance and banking

Meet Earnix’s real-time AI-driven Enterprise Rating Engine with Analytical Underwriting, Dynamic Pricing, Product Personalization and Customer Engagement Solutions

Meet Earnix Copilot, your generative AI-powered digital agent!
Discover the future of pricing and underwriting with Earnix Copilot, enabling you to focus on innovating and responding to market changes faster and smarter.

Reimagine what’s possible

Customers today demand engagements tailored to them—not a demographic. To master this new reality and seize massive new market potential, insurers and banks must leave centuries-old business practices behind. That means creating a personalized, connected future customers demand with intelligent technologies that deploy agile, composable operations in real time.

Operate intelligently

Imagine if legacy systems no longer held you back. If you personalized every customer engagement instantly, deployed millions of tailored offerings daily, and confidently implemented meaningful innovation. That future starts with more intelligent operations. It starts with Earnix.

Transform your organization with Intelligent Operations
Overcome every challenge

Become a proactive, value-adding partner by meeting customer demands for personalized experiences.

Tailored engagements—driven by flexible technology—make it possible.

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Create highly agile operations to identify and act on real-time opportunities
composable solutions
Accelerate innovation leveraging composable solutions that integrate with and enhance existing systems
personalized experiences
Deliver incredible, personalized experiences based on real-life risk factors
See our industry-leading solutions
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Industry Leaders Choose Earnix

We partner with Earnix to help us improve our speed to market, to help automate a lot of our back-end work, improve the quality of our data and the controls around our systems and our operational risk. And, of course, to help us really be precise with how we advance our pricing.

–Head of Pricing & Analytics, US-based Fortune 500 financial services group

Our use of Earnix Price-It helped save valuable time and effort in our pricing processes, so we can now react to market changes in a faster, more agile way. Working with Earnix has helped us become a leader in the third-party liability and automotive markets.

–Katarzyna Wojdyła, Technical Director and Board Member, Link4

What I hear from my IT partners is that it’s been relatively easy and relatively quick to integrate Earnix with our existing architecture, and that is no small task. It’s very, very impressive.

–SVP Product Design and Modeling, Leading global Insurance carrier

We partner with Earnix to help us improve our speed to market, to help automate a lot of our back-end work, improve the quality of our data and the controls around our systems and our operational risk. And, of course, to help us really be precise with how we advance our pricing.

–Head of Pricing & Analytics, US-based Fortune 500 financial services group

Our use of Earnix Price-It helped save valuable time and effort in our pricing processes, so we can now react to market changes in a faster, more agile way. Working with Earnix has helped us become a leader in the third-party liability and automotive markets.

–Katarzyna Wojdyła, Technical Director and Board Member, Link4
Learn more about our pricing solution
Meet our customers

The right software, right now

Best-in-class technology integrates seamlessly with your existing systems—adding a new layer of intelligence with our real-time AI-driven Enterprise Rating Engine, Analytical Underwriting, Dynamic Pricing, Product Personalization and Customer Engagement Solutions to help you to enhance all aspects of your operations.

PersonalizationEnterprise Rating EnginePricingUnderwritingIoT Data
Explore our products

Join us at
Earnix Excelerate 2025

At Earnix Eˣcelerate 2025, industry leaders from around the world will gather for two days of impactful insurance insights, perspectives, case studies, approaches and much more. Gain access to meaningful sessions delivering valuable insights and help us define tomorrow.

Register now
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The innovators leading industry transformation

We’re revolutionizing the way businesses are run to accelerate growth, maximize revenues, and reduce risk. We enable the world’s largest insurers and banks to anticipate changing end customer and market demands, quickly advance their technological capabilities, and confidently navigate ongoing transformation.

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Access industry-leading expertise

Blog

Introducing the Earnix Copilot: Your AI-Powered Digital Agent for Pricing and Underwriting

In the fast-paced and highly competitive world of insurance and banking/lending, staying ahead of the curve is more critical than ever. The Earnix Copilot can answer questions, provide recommendations on best practices, and generate code to automate your processes in the Earnix platform.

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Brochures

Transform Your Business’ Underwriting Function with Underwrite-It

Transform underwriting to improve agility and profitability with rules management, advanced analytics, simulation, and business-driven deployment in a single solution.

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Brochures

Earnix Lending Plus: Integrated AI-Driven Pricing Analytics and Credit Risk Decisioning Platform

Earnix Lending Plus combines advanced pricing analytics, price optimization, and simulation capabilities with automated credit risk decisioning in a single solution. With Earnix Lending Plus, lenders avoid lengthy and costly software implementation cycles while getting a tight grip on the entire pricing and credit decisioning process.

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Let's reimagine
Insurance and Banking, together

Because you and your customers deserve more than the status quo

Schedule a demo