Earnix

Dynamic AI for
Insurance and Banking

The Intelligent Decisioning platform for Pricing, Underwriting, Rating, and Product Personalization.

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Compete. Differentiate. Grow.

  • $B+
    Premiums and loans generated
  • +B
    Quotes presented annually
  • +x
    Faster new product introduction
  • <
    Minutes to change a pricing or underwriting rule
  • <%
    Filing process errors & fines

Trusted By 100+ global insurers, brokers, MGAs, banks and lenders

Meet our Customers

Precise decision-making at scale in regulated environments

The Earnix platform provides integrated predictive, generative, and agentic AI to power intelligent decisioning across the full underwriting, pricing, rating, and personalization cycle. Our leading platform helps insurers and banks optimize and perform with agility.

Rating

Pricing

Underwriting

Personalization

Turn intelligence into action

With Earnix, insurers and banks gain the speed, precision, and agility to drive real business impact. From faster time to market to consistent, explainable decisions and smarter market responsiveness, Earnix helps you stay ahead in a rapidly changing world.

Operational efficiency

Accelerate time to market with a unified platform that enables rapid model deployment, real-time updates, and streamlined workflows.

Robust explainability

Make more accurate, explainable, and consistent decisions with built-in governance and enterprise-grade AI modeling.

Competitive advantage

Stay ahead of the competition with Dynamic AI that adapts to market changes, customer needs, and business goals, faster than traditional systems.

Industry Leaders Choose Earnix

We partner with Earnix to help us improve our speed to market, to help automate a lot of our back-end work, improve the quality of our data and the controls around our systems and our operational risk. And, of course, to help us really be precise with how we advance our pricing.

–Head of Pricing & Analytics, US-based Fortune 500 Financial Services Group

Our use of Earnix Price-It helped save valuable time and effort in our pricing processes, so we can now react to market changes in a faster, more agile way. Working with Earnix has helped us become a leader in the third-party liability and automotive markets.

–Katarzyna Wojdyła, Technical Director and Board Member, Link4

What I hear from my IT partners is that it’s been relatively easy and relatively quick to integrate Earnix with our existing architecture, and that is no small task. It’s very, very impressive.

–SVP Product Design and Modeling, Leading Global Insurance Carrier

We partner with Earnix to help us improve our speed to market, to help automate a lot of our back-end work, improve the quality of our data and the controls around our systems and our operational risk. And, of course, to help us really be precise with how we advance our pricing.

–Head of Pricing & Analytics, US-based Fortune 500 Financial Services Group

Our use of Earnix Price-It helped save valuable time and effort in our pricing processes, so we can now react to market changes in a faster, more agile way. Working with Earnix has helped us become a leader in the third-party liability and automotive markets.

–Katarzyna Wojdyła, Technical Director and Board Member, Link4

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A single intelligent decisioning platform, tailored to your industry

Insurance

Rapidly introduce new products and rate updates for improved growth and profitability.

Banking

Ensure each lending decision is optimized for critical business goals, including risk, profitability, and volume.

Access industry-leading expertise

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Blog

Agentic AI Use Cases in the Insurance Industry

Agentic AI, though still nascent in insurance, enables autonomous decision-making and action that can transform operations and customer engagement. Its adoption promises substantial benefits, including improved productivity, reduced expenses, and new revenue streams across multiple insurance functions.

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Brochures

Redefining Real-time Decisioning

Earnix’s acquisition of Zelros brings together industry-leading expertise in pricing, rating, underwriting, and AI-powered customer recommendations. This unified platform empowers insurers and financial institutions to make faster, more accurate decisions while delivering personalized experiences at scale.

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Case Studies

Unlocking Pricing Agility at Co-operators with Earnix and Guidewire

Co-operators, one of Canada’s leading insurance and financial services providers, transformed its pricing and rating processes by externalizing them into Earnix integrated with Guidewire PolicyCenter. The result: faster speed to market, reduced IT dependency, and a stronger competitive edge.

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Schedule time to learn how our intelligent decisioning platform can transform your business.