Christophe Bourguignat and Nicolas Leclercq describe how Matmut is rebuilding home insurance by putting data and customer conversations at the center. Earnix powers the pricing engine and technical rate calculation, drawing on third-party property data that links each address to building attributes, risk scores, and exposure.
Zelros by Earnix then guides advisors and digital channels with clear, natural-language recommendations, making underwriting more dynamic as eligibility rules and questions adapt to the risk in real time.
Climate intelligence is treated as a distinct component—both in pricing and in timely, relevant prevention messages. The same platform will scale from home to motor and beyond, so learning compounds across products.
Teilen Earnix Excelerate:
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