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As a “legacy” industry, insurance companies are not known for being early adopters of new technology. That being said, the speed at which consumers are adopting UBI makes it clear that this is where the insurance industry is headed. Luckily, adding UBI policies to your portfolio of products does not need to be a scary endeavor. By setting up the system in the right way from the start, the process will be smooth, and you will reap benefits quickly.