Capitalize on Intelligent InsurOps to Combat Inflation
This Whitepaper takes a deep dive into how digitization, competition, and customer expectations are disrupting the vehicle finance industry. It examines how technology is changing the way vehicle finance companies need to sell, price, underwrite, retain, and cross-sell to create a more modern, digital-first vehicle finance business.
Alternative Deal Structures: Leveraging Advanced Pricing Analytics
In today’s hyper-competitive automotive lending market, consumers have a wide variety of vehicle choices, shopping venues, and financing options. Alternative deal structures (ADS) have become a must-have way for lenders to keep potential borrowers from walking away, whether those consumers are buying in person or online.
Playbook: Best Practices for Risk-Based Pricing in Auto Lending
This playbook describes the challenges caused by existing, “status quo” pricing models while also highlighting how a new analytics-driven approach to risk-based pricing using machine learning can help auto lenders achieve their most critical goals.
2022 Industry Trends Report: Modernizing Insurance Operations
Earnix recently partnered with the Market Strategy Group LLC to conduct a research survey to understand where insurance companies stand in their effort to modernize their operations. We surveyed nearly 300 insurance executives to uncover their perspective on various modernization strategies. View the report here to see how you compare.
Build vs. Buy: The Smarter Way To Power Pricing and Rating
Legacy systems can’t keep up with today’s demands for speed, scale, and smarter pricing. Instead of rebuilding from scratch, insurers are turning to flexible, enterprise-grade platforms that deliver faster value, stronger governance, and future-ready innovation.
How FCA Pricing Reform is Reshaping the General Insurance Market
It’s been nearly a year since the FCA’s Pricing Reform went into effect. Yet many insurers still have questions related to its requirements, especially when it comes to developing the right pricing and rating strategies to comply and compete.
Innovative Approaches to Pricing in Auto Lending
Banks, credit unions, and automotive captive finance companies—any organization providing auto lending—stand to gain a lot from new, smarter pricing strategies and approaches. By improving pricing approaches with modern technology, these organizations can grow their customer bases, improve overall profitability, and deploy highly tailored, personalized offers that create meaningful customer experiences.
Leveraging Intelligent InsurOps to Relieve Upward Pressure on Premiums
The impact on claims from diverse forces as inflation, rising interest rates, altered driving patterns, cyber threats, and extreme weather events, to name just a few, create scenarios with upward pressure on premiums and highly uncertain outcomes.