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2024 Insurance Industry Trends Report

After years of uncertainty, many insurers are ready to take the next steps to implement more effective strategies to grow their business and stay ahead of the competition. How are 431 global insurance executives responding to the latest trends shaping the industry?

Transformation

Climate Change's Impact on the Insurance Industry

The insurance industry is feeling the impact of climate change, prompting insurers to reevaluate their strategies. They're wrestling with the necessity for new models that don't solely rely on historical data to anticipate and manage risks resulting from changing weather patterns.

Transformation

Increased Cybersecurity Concerns

Revamping Insurance: Adding Cool to the Basics

Insurers need data-driven approaches to succeed in identifying new business opportunities, better serving customers, growing sales, and improving operations. Introducing: Intelligent InsurOps. Unlock advanced analytics for underwriting, dynamic pricing strategies, real-time rating, and fast delivery of personalized offers.

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Overcoming Legacy Challenges

Many insurance companies today are implementing new technologies to overcome legacy pricing and rating processes and digitally transform their business. As they do, they’re seeing how innovative new insurance technology platforms can help develop and deploy new, highly targeted and personalized offers much faster. This infographic looks at 5 challenges and solutions that address the impact of legacy insurance technologies.

Speed up Time to Market with a Robust End-To-End Solution

Slow speed to market caused by disconnected systems is one of the main obstacles that insurers face today. Insurers need a single, fully integrated cloud solution where underwriting, pricing, and rating fit together seamlessly. One solution for seamless ratemaking and deployment.

Innovation Roadmap for the Insurance Industry

Earnix’s Model Accelerator overcomes software constraints by allowing Data Scientists to choose their preferred tools for modeling. Now, any machine learning model can be imported seamlessly into Earnix for underwriting, pricing and rating.

Modernizing & Upgrading Insurance Underwriting

With new technology and the assistance of a reliable and knowledgeable partner, insurers can move rapidly to generate improved business results. Now is the time to move forward with modernizing and upgrading underwriting in insurance.

Winning in a Changing Insurance Landscape with Agile Operations

If insurers want to be able to keep up with changing customer expectations and shifting market conditions, one thing is certain: they need to be a lot faster.

Why Speed to Market is Changing the Insurance Landscape

For insurers who can overcome challenges caused by legacy pricing processes, speed to market is a very real opportunity to differentiate, win more business, strengthen the bottom line and gain a sustainable advantage over the competition. This infographic shows how all of this is more than just possible—it’s achievable with the right technology solution.

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10 Insurance Technology Trends Reshaping the Industry

A number of high-impact business trends are shaping and reshaping the insurance industry as we speak. Capgemini’s Executive Vice President, Seth Rachlin, Ph.D., shares his thoughts on why companies need to “prepare for the world as it is today, and not as it used to be.”

Earnix Pricing Accelerator

Common Errors in the Pricing Process

While insurance companies and their embedded pricing teams had the best of intentions, more often than not, they wound up with a pricing environment made up of too many tools, too much manual effort, and too much that could go wrong. Here's a closer look at the many challenges caused by a fragmented approach to pricing and rating, and the over-reliance on too many disparate solutions.

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The Personalization Gap

Delve into all the statistics needed to evaluate your position concerning your competitors.