The Earnix Blog

We're proud to introduce Earnix Lending Plus, an AI-driven software solution that offers combined pricing optimization and credit risk decisioning on a single platform.

Today's landscape of consumer and auto lending is increasingly influenced by heightened margin pressures and rising loan risk due to increased delinquencies and declining affordability. With high interest rates shaping the sector, understanding how your loan pricing strategies stack up against the competition is essential.

A closer look at loan pricing transparency in the consumer-first era and what the AI revolution means for banks. 

Insurers are turning to artificial intelligence (AI) for better data management, risk assessment, and personalized underwriting, promising increased efficiency, speed, and profitability. Earnix Underwrite-It™ is a key piece of AI auto insurance that can accelerate the transition.