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Mercedes Benz Parked in a Row
Auto Lending: Record Losses and Record Growth?

October 29, 2020

By Will Ely

Following the unprecedented economic shock caused by COVID-19, it was no surprise to see lenders increasing their loss reserves to brace for rising defaults. While both governments and lenders have taken steps to protect borrowers, the wave of economic disruption and unemployment will inevitably imp ...

Transformation
The Hidden Treasure of Analytics-Driven Banking
The Hidden Treasure of Analytics-Driven Banking

June 18, 2020

By Equipo de Earnix

In our new, all-digital world, becoming fully analytics-driven is the baseline survival criteria for banks. But is that an achievable goal for all financial institutions? And, if it is, what is the roadmap to a single analytics-driven system for pricing, personalization, and credit decisioning? Whe ...
AI Customer Centricity Personalization
Banks: Survival by Regulation
Banks: Survival by Regulation

June 4, 2020

By Equipo de Earnix

It’s the landscape after the battle. Countries have been ravaged by the virus, and individuals, families, and businesses of all sizes are scrambling to survive and recover. Banks, struggling with the direct effects of this crisis, are also expected by their governments to manage the distribution of ...
Customer Centricity
Auto lending: Leveraging data the 21st century way
Auto lending: Leveraging data the 21st century way

May 6, 2020

By Will Ely

Car prices are rising, regulatory forces are closing in on auto lenders, and the fintech solutions of the 21st century are here to replace legacy systems. Amidst this tumult, the specter of COVID-19 has created unprecedented uncertainty in auto markets worldwide, with lenders deploying innovative di ...

Customer Centricity
What if a Pandemic Happens Again? Is the Insurance Industry Ready
What if a Pandemic Happens Again? Is the Insurance Industry Ready

April 30, 2020

By Dror Pockard

Imagine this - you managed to get your organization through the COVID-19 crisis, and life seems to be getting back to normal when the second wave of the pandemic delivers an even harsher blow to the economy. What have you done to get ready? Did you debrief and learn from what went wrong -and where ...
What if a Pandemic Happens Again? Is the Insurance Industry Ready
Customer Analytics in Banking & Finance: A Banks New Best Friend
Customer Analytics in Banking & Finance: A Banks New Best Friend

April 22, 2020

By Equipo de Earnix

We are a month and a half in, and COVID-19 keeps hammering in some fundamental truths about banking operations. It’s now clearer than ever, that the establishment of a fully analytical, highly digitized and automated organization is the logical next step for banks. We’ve known for a while that manua ...
Personalization
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