The Earnix Blog
June 13, 2024
By Giovanni Oppenheim
A closer look at loan pricing transparency in the consumer-first era and what the AI revolution means for banks.
February 20, 2024
By Sean Johnson
During the recent Q4 2023 earnings season, major lenders faced questions and challenges related to reduced NII (Net Interest Income). Lenders are feeling the pressure of increased borrowing costs, leading to less-than-desired profits. To top it all off, many indications are predicting that interest rates are likely to continue to fluctuate in the new year.
February 14, 2024
By Equipo de Earnix
Some of the top challenges experienced by the auto finance companies worldwide – such as declining loan profitability, compliance and audit issues, rigid pricing structures, and difficulty forecasting pricing scenarios and outcomes – can and should be addressed by a modern pricing analytics engine like Earnix Price-It.
November 16, 2023
By Equipo de Earnix
This article offers a closer look at the new opportunity the fast-growing unsecured personal lending market presents and how technology can help banks hit new growth goals.
October 26, 2023
By Equipo de Earnix
For many, the term “personalization” is a buzzword with strong ties to digital experiences in online retail and consumer marketing. So, why is loan personalization so important today? And, most importantly, what it’s in it for you, the lender?
October 15, 2023
By Noga Aloni
The overarching theme of the global consumer lending landscape over the past couple of years is focused mainly on one thing: How should lenders look at setting loan and lease pricing and managing portfolio risk in a market that is constantly changing?