Rick Lanter and Todd Walker describe the hard‑market reality: insight without deployment speed leaks margin. With 20+ jurisdictions and shifting inputs—like parts tariffs nudging loss costs upward—they rebuilt the operating model.
Smaller, frequent changes replace big‑bang releases. Pricing and underwriting share one workflow, so impact is measured before and after go‑live. Analysts quantify trade‑offs, product owners push governed releases, and compliance sees clear rationale.
The outcome: faster cycle times, steadier loss ratios, and a culture that treats experimentation as a control, not a risk.
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