The Earnix Blog: Resources for Insurance and Banking Leaders

Unsecured Personal Loans: Price and Product Personalization Are The Name of the Game

July 30, 2025

By L’équipe d’Earnix

The unsecured personal loan market is experiencing significant growth, with record loan volumes and balances across all credit risk tiers, fueled by high demand and increased competition among lenders. This blog post will guide lenders on leveraging price and product personalization to enhance competitiveness, drive conversions, and support portfolio growth in this evolving landscape.

Mercedes Benz Parked in a Row

July 1, 2025

By Will Ely

In the face of economic uncertainties affecting auto finance, this blog delves into strategies for maintaining healthy margins and enhancing profitability. Discover how advanced analytics can empower lenders to navigate market volatility and improve their pricing strategies.

Robot Pointing on a Wall

March 20, 2025

By L’équipe d’Earnix

L’IA générative, soutenue par des outils tels que les copilotes et les grands modèles de langage, transforme les services financiers en améliorant l’efficacité et en personnalisant les interactions avec les clients. La maîtrise des prompts optimise les entrées des modèles d’IA, améliorant ainsi la prise de décision et rationalisant les processus dans des domaines tels que la tarification et la souscription.

Introducing Earnix Pricing Accelerator

June 6, 2023

By L’équipe d’Earnix

Thinking of leveraging analytics in your pricing processes but don’t want to be overwhelmed by complex data analysis tools? Want to find ways to better leverage the work of your data science teams? Do you wish there were an easier way to analyze your pricing strategies and make data-driven decisions? Look no further than Pricing Accelerator. 
Automatic Generalized Linear Models (GLM) in Insurance & Banking

March 28, 2023

By Luba Orlovsky

To make a cake, you need to have specific ingredients: eggs, milk, flour, etc. The same applies to a model, you need to have variables such as age, tenure, and price.

How to Remain Price Competitive While Optimizing Profitability

May 10, 2022

By L’équipe d’Earnix

Like all segments of the banking industry, automotive lending software is in the midst of tremendous change, driven not just by the effects of the COVID-19 market shock, but also from structural changes in the market such as online car buying, and resulting changes in dealer behavior.  At the recen ...