The Earnix Blog: Resources for Insurance and Banking Leaders

Lean Personalization: An Effective Way to Get Started with Insurance Personalization

September 3, 2021

By Lucy Kadets

Offering each customer a tailored offer bundle, according to their individual insurance needs, is what personalization is all about. Numerous players in the insurance industry are talking about the concept of insurance product personalization today, but for as much buzz as it’s getting, it’s a topic ...
Person Reaching Out to a Robot

August 26, 2021

By L’équipe d’Earnix

Every day, agile new businesses crop up that threaten the survival of the stalwarts that dominated before. With technology developing at a rapid pace, no business is immune to the threats posed by the Upstarts and the ‘Lemonade-like’ insurtechs of the world. Yes, digital transformation is real and i ...
The Future of UBI Auto Insurance is Here

August 19, 2021

By L’équipe d’Earnix

In a world where “Siri” is at the ready to help meet requests, either by updating you on the local weather forecast or even letting you know when you’re about to pass your favorite coffee shop (as if you’d need a reminder!), personalized service has become an expectation. Today’s savvy consumers dem ...

Why Actuaries are Crucial for Value Creation in Insurance

July 19, 2021

By Rick de Jager & Jurjen Boog

Insurers are confronting change and reinventing themselves to meet economic pressures and changing client needs. Customers are expecting the same level of convenience and customer experience as with online shopping. Consumer use of mobile devices is shifting. Initially fed by the need for sustainabi ...
Data Codes through Eyeglasses

July 6, 2021

By Luba Orlovsky

Imagine you have a magical tool that allows you to build a perfect model of the world – as precise as you wish. A model that can give you all the answers about the future. It can tell you anything! Just ask, “Is it going to rain tonight?” Or even better, “What will the price for oil be tomorrow?” An ...
Girl Jumping on the Bridge Wearing Black Jacket

June 24, 2021

By Stephane Meslet & Will Ely

The best models should lead to the best profits, right? But many banks seem to be missing a step.  Over the last decade, few subjects have garnered as much buzz as Machine Learning (ML). This subset of Artificial Intelligence (AI) conjures images of brilliant quantitative analysts leveraging bleedi ...