The Earnix Blog: Resources for Insurance and Banking Leaders

Powerful Agents: Insurers, Optimize your Renewal Pricing through Agent Cooperation

February 27, 2018

By Elyasaf Moas

An independent insurance agent can be a carrier’s best friend. But sometimes that same agent can also be a thorn in its side. In some markets, agents can discount the rate from the technical price developed by the insurer. This blog addresses those situations and the need for insurers to use predict ...

Customer Experience and Machine Learning: Practical Applications

January 4, 2018

By Jonathan Moran

The notion of using analytics to improve customer experience has changed the landscape and thought process of businesses over the past several years. As machine learning becomes further democratized, or more pervasively available, it is making its way into many enterprise software applications – inc ...
How Car Insurance Telematics is transforming the Old World of Insurance Underwriting

September 28, 2017

By Yaron Lavie

A data-connected automobile generates some 25 gigabytes of data every hour. That’s equal to about a dozen HD movies and more than the storage capacity of most smartphones.We know what the car is telling the network--everything from route, speed and even road conditions. Vehicles today have about 4 ...

Is Machine Learning a Threat to the Actuarial Profession?

June 1, 2017

By Marcus Looft

Man vs. Machine: 10 years ago, I would never have guessed that I would be writing about this topic with such serious concern. Yet, some people are predicting that machine learning technology will produce a jobless future for certain professions, including actuaries. And with news headlines like “Goo ...
Conversion & Retention Modeling Done Right: The Four Keys to Success

May 30, 2017

By L’équipe d’Earnix

These days, many industries are spending millions of dollars in research to achieve their customer-centric goals. The insurance industry is no different. Insurers are continually raising the analytical bar to gain a better understanding of their customers. Being able to accurately predict consumer b ...
A Solid Analytical Solution: Analytical Sophistication | Earnix

May 18, 2017

By Jonathan Moran

For financial services organizations as well as insurers, analytical sophistication continues to increase in importance as margins continue to shrink. With minimal margins on the majority of products and services, extracting insight from data using analytics is crucial to meeting company objectives. ...