The Earnix Blog

The Earnix Blog is an insurance blog and a banking blog for financial industry professionals that share a passion for predictive analytics, machine learning, and pricing and product personalization.
06
May

Auto lending: Leveraging data the 21st century way

Car prices are rising, regulatory forces are closing in on auto lenders, and the fintech solutions of the 21st century are here to replace legacy systems. Amidst this tumult, the specter of COVID-19 has created unprecedented uncertainty in auto markets worldwide, withRead More »
30
April

What If This Happens Again?

Imagine this – you managed to get your organization through the COVID-19 crisis, and life seems to be getting back to normal when the second wave of the pandemic delivers an even harsher blow to the economy. What have you done toRead More »
22
April

Blog: Analytics – Banking’s New Best Friend

We are a month and a half in, and COVID-19 keeps hammering in some fundamental truths about banking operations. It’s now clearer than ever, that the establishment of a fully analytical, highly digitized and automated organization is the logical next step for banks. We’ve known for a while that manual processesRead More »
17
April

Blog: Reigning in the Chaos – The post corona era and how banks can thrive in it

To learn more on this topic you’re invited to watch our on-demand webinar – click here. “What’s just happened?” we have been asking ourselves since mid-March. The answer is straightforward, obvious, and somewhat disheartening. We are living through an event that historians will be discussingRead More »
11
March

Blog: What to Expect: Fed Responds to Corona with Emergency Rate Cuts

The continued spread of COVID-19 has resulted in supply chain disruption, travel restrictions, and an overall chilling of markets all over the world. While the impact has been primarily limited to specific economic sectors such as the travel industry, we are nowRead More »
30
June

Blog: From Analytics-Driven Pricing to 3D Personalization

Earlier this year, Earnix proudly launched the Earnix 3D Personalization Suite™. I’d love to share my answers to the two questions I get asked most often: “The What  Suite?” and “What’s the big deal?”. “The What  Suite?” Our brochures call it aRead More »
11
April

Blog Update: Can Banks Disrupt the Digital Disruptors?

The year was 2008, and the global financial crisis was well underway. From that point on until today, banks have gone through tremendous turmoil. Competition has been heightened, mergers & acquisitions have significantly increased, interest rates have slumped and are still veryRead More »
20
November

Blog: Real-Time Price Tuning to Fit Dynamic Markets

Real-Time Price Tuning to Fit Dynamic Markets Modern financial services markets are highly dynamic. Prices change often – due to seasonality, changes in competitor pricing and other marketplace variables. However, developing the best pricing strategy for insurance and banking products can takeRead More »
19
November

Blog: Earnix Summit 2018: Key Findings from the Frontlines

Our annual Summit held two weeks ago in London was one of the most successful Earnix events ever! Over two days, 28 presentations were delivered that included financial services industry innovations, best practices, and customer successes. While most of the presentations focusedRead More »
22
October

Blog: Earnix Summit 2018 – Customer Centric Analytics and Innovation

It’s an exciting time of year here at Earnix, as we prepare for our seventh annual Earnix Summit. This year’s theme is all about customer centricity – and how analytics and emerging technologies are enabling innovation and transformation at some of theRead More »
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Machine Learning Survey

This first-of-a-kind survey uncovers how insurance executives understand how the industry leverages Machine Learning today and how they expect Machine Learning to impact the industry in the near future.

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Open Banking: A Platform for Personalisation

Read the Earnix Open Banking report to learn how to prepare for the new open banking environment as well as see three Earnix open banking use cases.

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