The AI-Driven Pricing and Analytics Platform for Financial Services
Introducing a real-time, AI-driven pricing, analytics, and digital decisioning platform. Featuring dynamic pricing, product personalization, and an enterprise rating engine with analytical underwriting capabilities. We help insurance carriers, banks, and lenders quickly adapt to market shifts, resulting in fast and accurate rate updates and improved profitability while maintaining strong adherence to compliance standards.
Earnix for Insurance
Earnix provides a software-as-a-service (SaaS) solution that enables insurance carriers to price, rate, and underwrite more effectively, driving better and more profitable business outcomes. Many insurers struggle to keep up with market conditions because of organizational silos, manual processes, and old, inflexible technology. Earnix inserts a new SaaS layer into your existing tech stack that adds intelligence and agility to everything you do by pulling everything together into a shared system that allows for collaboration and governance across teams and across processes. You’ll love it because you will get better business outcomes more quickly. Our customers have shown measurable improvement in profit margins and sales volumes.
An Analytical Solution to Unify Underwriting, Pricing and Rating
Improved Speed to Market
Quickly manage updates to rules and rates in a streamlined system, ensuring prompt and accurate delivery of transparent pricing changes to the market.
Enhanced Profitability
Model and simulate rule and rate changes in real time, leading to better revenue outcomes with improved combined ratios and increased policy volumes.
Dynamic Decision Making
Improve decision making at all levels of the organization by infusing AI/ML capabilities and operationalizing powerful analytics and predictive modeling.
End-to-End Solution
A single solution that simplifies how insurers bring underwriting, pricing, and rating processes together, enabling seamless collaboration with end-to-end governance that minimizes the need for hand offs.
Insurance Leaders Choose Earnix
Thanks to Earnix, we can now develop, deploy, and refine pricing models much faster than before. This has helped us personalize our insurance offerings for our customers and given us a new competitive advantage. Earnix has been a game-changer for us.
Earnix for Banking and Lending
Earnix digital decisioning solution allows lenders to overcome challenges related to managing portfolio risk, loan profitability, origination volume, speed to market, and regulatory compliance. Earnix leverages price optimization to transform the way pricing strategies are created and deployed, allowing business managers to analyze, simulate, approve, and deploy rates on a single platform via role-based workflows in real-time. With Earnix, the power of AI will help you find the “sweet spot” for your loan prices and grow profitability across the entire consumer lending portfolio, including unsecured loans, cards, auto finance, mortgages and more.
A Pricing Analytics Platform Featuring Optimization and Digital Decisioning
Price Optimization
Determine the optimal price for your loans based on product type, geo location, spread or volume targets, risk profile, and other KPIs.
Simulation and Forecasting
Manage tradeoffs between loan volume, risk, and profitability using a data-driven approach. Forecast bookings without manual spreadsheet analysis.
Fast Rate Updates
Deploy updated rates to the market daily, weekly, in real-time or as often as needed, without the lengthy deployment cycles and dependency on IT.
Governance and Compliance
Ensure an audit trail is automatically generated for every quote to meet increasing regulatory scrutiny and data governance standards
Banking Leaders Choose Earnix
We partner with Earnix to help us improve our speed to market, to help automate a lot of our back-end work, improve the quality of our data and the controls around our systems and our operational risk. And, of course, to help us really be precise with how we advance our pricing.
Become an agile, composable, real-time organization
See how our best in-class solutions offer unrivaled flexibility
See what insurance and banking experts are saying about how intelligent operations helped them meet the demands of modern customers.