The Earnix Blog
July 30, 2025
By Equipo de Earnix
The unsecured personal loan market is experiencing significant growth, with record loan volumes and balances across all credit risk tiers, fueled by high demand and increased competition among lenders. This blog post will guide lenders on leveraging price and product personalization to enhance competitiveness, drive conversions, and support portfolio growth in this evolving landscape.
July 1, 2025
By Will Ely
In the face of economic uncertainties affecting auto finance, this blog delves into strategies for maintaining healthy margins and enhancing profitability. Discover how advanced analytics can empower lenders to navigate market volatility and improve their pricing strategies.
May 8, 2025
By Equipo de Earnix
As the electric vehicle (EV) sector continues to expand, insights reveal a significant shift towards leasing options over traditional loans, especially amidst a slowdown in sales growth in 2024. This trend underscores the necessity for auto lenders to implement advanced, AI-driven strategies to effectively navigate the evolving landscape and manage risks associated with financing electric vehicles.
March 19, 2025
By Equipo de Earnix
Generative AI (GenAI) is transforming financial services by boosting efficiency and personalizing customer interactions, supported by tools like copilots and large language models. Prompt engineering optimizes AI model inputs, enhancing decision-making and streamlining processes in areas like pricing and underwriting.
October 1, 2024
By Noga Aloni
We're proud to introduce Earnix Lending Plus, an AI-driven software solution that offers combined pricing optimization and credit risk decisioning on a single platform.
September 12, 2024
By Equipo de Earnix
Today's landscape of consumer and auto lending is increasingly influenced by heightened margin pressures and rising loan risk due to increased delinquencies and declining affordability. With high interest rates shaping the sector, understanding how your loan pricing strategies stack up against the competition is essential.