The Earnix Blog
October 1, 2024
By Noga Aloni
We're proud to introduce Earnix Lending Plus, an AI-driven software solution that offers combined pricing optimization and credit risk decisioning on a single platform.
September 12, 2024
By Equipo de Earnix
Today's landscape of consumer and auto lending is increasingly influenced by heightened margin pressures and rising loan risk due to increased delinquencies and declining affordability. With high interest rates shaping the sector, understanding how your loan pricing strategies stack up against the competition is essential.
June 13, 2024
By Giovanni Oppenheim
A closer look at loan pricing transparency in the consumer-first era and what the AI revolution means for banks.
March 4, 2024
By Luba Orlovsky
In the rapidly evolving world of ML and AI, the power of predictive analytics is undeniable. Yet as we harness this new power, we must also navigate the complex landscape of fairness and ethics. We must also do all we can to create equal opportunities and outcomes across different groups of individuals, regardless of their race, gender, age, or other sensitive attributes.
February 28, 2024
By Giovanni Oppenheim
As a lender, how do you cut through the noise to reach those buyers looking for the loan that's just right for them, and steal that business from the competition? The answer is loan personalisation.
February 20, 2024
By Sean Johnson
During the recent Q4 2023 earnings season, major lenders faced questions and challenges related to reduced NII (Net Interest Income). Lenders are feeling the pressure of increased borrowing costs, leading to less-than-desired profits. To top it all off, many indications are predicting that interest rates are likely to continue to fluctuate in the new year.