The Earnix Blog
October 26, 2023
By Equipo de Earnix
For many, the term “personalization” is a buzzword with strong ties to digital experiences in online retail and consumer marketing. So, why is loan personalization so important today? And, most importantly, what it’s in it for you, the lender?
October 22, 2023
By Equipo de Earnix
AI has captured imaginations, investments, and headlines around the world, from boardrooms to corporate strategy sessions to the popular media. It has already affected the way we do business, how we shop for goods and services, and the way live our daily lives.
October 15, 2023
By Noga Aloni
The overarching theme of the global consumer lending landscape over the past couple of years is focused mainly on one thing: How should lenders look at setting loan and lease pricing and managing portfolio risk in a market that is constantly changing?
October 1, 2023
By Sean Johnson
If you are facing with a choice of building vs purchasing an off-the-shelf pricing analytics software, this blog post will help you understand the pros and cons of both and present them to your management and IT teams.
June 6, 2023
By Equipo de Earnix
March 29, 2023
By Sean Johnson
What does it mean to have a proactive, optimal pricing strategy? The first, and most simple answer, is the ability to understand how the market will react to changes in price – how this will affect auto loan volumes – and then identify the ideal price across all cells. In order to be proactive, it is imperative that you are able to accurately model and forecast how various changes in rates will impact a customer’s probability of closing a loan.