The Earnix Blog: Resources for Insurance and Banking Leaders
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February 14, 2022
By L’équipe d’Earnix
By applying risk-based pricing with precision, banks can broaden their customer bases, improve their profitability, and offer an enhanced degree of personalization to drive higher customer satisfaction and a better overall customer experience (CX). All of which results in market advantage in an incr ...
July 6, 2021
By Luba Orlovsky
Imagine you have a magical tool that allows you to build a perfect model of the world – as precise as you wish. A model that can give you all the answers about the future. It can tell you anything! Just ask, “Is it going to rain tonight?” Or even better, “What will the price for oil be tomorrow?” An ...
June 24, 2021
By Stephane Meslet & Will Ely
The best models should lead to the best profits, right? But many banks seem to be missing a step.
Over the last decade, few subjects have garnered as much buzz as Machine Learning (ML). This subset of Artificial Intelligence (AI) conjures images of brilliant quantitative analysts leveraging bleedi ...
March 11, 2021
By Will Ely
As surely as the sun rises, central banking authorities will expand regulations on the retail lending sector. In this edition, we see the European Banking Authority laying out guidelines aimed at reinforcing banks’ portfolios and protecting consumers from loans they are unable to repay.
Published i ...
February 26, 2021
By L’équipe d’Earnix
Every bank faces risk. No technological advancement will ever make risk disappear completely, but the way to manage risk in 2021 is different than it was even a decade ago. In this age of digital transformation, every industry is benefitting from advances in technology designed to make lives and job ...
April 30, 2020
By Dror Pockard
Imagine this - you managed to get your organization through the COVID-19 crisis, and life seems to be getting back to normal when the second wave of the pandemic delivers an even harsher blow to the economy.
What have you done to get ready?
Did you debrief and learn from what went wrong -and where ...