The Earnix Blog

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Insurers take stock ahead of EIOPA pricing recommendations
Insurers take stock ahead of EIOPA pricing recommendations

January 9, 2023

By Earnix-Team

European personal lines insurers are eager to understand exactly how EIOPA’s planned recommendations on differential pricing practices will affect their business

Governance and Compliance Pricing
The Pet Insurance Market: Smarter Pricing for a Market Coming of Age
The Pet Insurance Market: Smarter Pricing for a Market Coming of Age

December 14, 2022

By Earnix-Team

Growing rapidly and attracting increasing interest from regulators, pet insurance is coming of age as a bona fide personal insurance line. Yet while many insurers in more established lines like motor, home and life are adopting intelligent rating and pricing tools to enable smarter underwriting, most pet insurers still rely on rudimentary models and processes. This is a huge opportunity missed.

Pricing Rating
How Insurers Can Improve Amid Increasing Combined Ratios
How Insurers Can Improve Amid Increasing Combined Ratios

December 5, 2022

By Vince O. Valenzuela

Insurers’ combined ratio will pass 100% in 2022 due to inflation and other factors. What can insurers do to combat this trend?

Pricing Rating
Future Use of Telematics Will Create New Opportunities for Insurers
Future Use of Telematics Will Create New Opportunities for Insurers

November 28, 2022

By Sharona Sagi

Sharona Sagi, Director of Business Applications at Earnix, explores the future use of telematics to tap into driving behaviour and the ways insurers can respond with truly personalised services for customers.
Personalization Telematics
Highlight from Earnix Excelerate 2022: Fast, Agile, Intelligent Pricing is Key for Insurers to Combat Rising Inflation
Highlight from Earnix Excelerate 2022: Fast, Agile, Intelligent Pricing is Key for Insurers to Combat Rising Inflation

October 17, 2022

By Adrian Coupland

In a time of rapid claims cost inflation, insurers need to be able to “turn on a dime” to implement pricing and underwriting changes extremely quickly.

Pricing
Renewals Up, New Business Down – How The FCA Ruling Has Affected Home And Motor Business
Renewals Up, New Business Down – How The FCA Ruling Has Affected Home And Motor Business

August 24, 2022

By Yochai Melochna

Six months since the FCA ended price walking on home and motor renewals, Yochai Melochna, Earnix’s Head of Customer Success caught up with his customer using Earnix’s AI-powered pricing solution, Price IT – Nick McCowan, Post Office’s Head of General Insurance, to find out what impact the reforms have had on the marketplace so far.
Governance and Compliance
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