The Earnix Blog

AI Pricing Rating Transformation Underwriting
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You’re Closer than You Think: New Ways to Get Started with Personalized Insurance

January 18, 2022

By Lucy Kadets

While insurance product personalization is not a new concept, many insurance companies still haven’t officially launched their first personalization program.  In many ways this is understandable. First, many insurers may be intimidated by the various technology buzzwords that seem to be required: m ...
Personalization
The Power of End-to-end Automated Pricing Platforms
The Power of End-to-end Automated Pricing Platforms

January 11, 2022

By Earnix-Team

In the first blog article of our end-to-end pricing and rating series, we highlighted the benefits that a true end-to-end platform can deliver and described the many challenges caused by disparate, siloed pricing and rating engines.In that article, we described some of the game-changing technolo ...

Transformation
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Agile, Compliant Banking & Lending in an Era of Increasing Regulation

December 15, 2021

By Earnix-Team

Digitalization has sped up changes in the banking industry, but in the area of compliance, things are still running slow. In an industry wracked by fraud, identity theft, and other financial crimes, banks are being asked to maintain transparency on the masses of data they handle. The compliance burd ...
Pricing Governance and Compliance
New FCA Insurance Regulations: Complying with ‘Price Walking’
New FCA Insurance Regulations: Complying with ‘Price Walking’

December 15, 2021

By Alexander Ostrovski

Earnix Makes it Easy to be FCA-Compliant and Reward Loyal Customers The UK’s Financial Conduct Authority (FCA) aims to tackle ‘Price walking’ by implementing new rules to protect consumers from loyalty penalties related to various insurance products. These new rules, which were announced in May 2021 ...

Governance and Compliance
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Why Insurers Need a End-to-end Pricing & Rating platform

October 7, 2021

By Earnix-Team

Siloed Pricing Systems and Approaches Don’t Get the Job Done  Today, a surprisingly high number of insurance companies still use a patchwork approach to pricing and rating: manual efforts, homegrown or legacy solutions, and third-party, disconnected systems.  Or maybe we should say “attempt to use, ...
IT
Time-lapse Photo Of Cars In Asphalt Road
The right time for Usage-based insurance is right now

September 30, 2021

By Earnix-Team

How UBI is changing Auto Insurance Thanks to innovative Usage-based Insurance (UBI) technologies, a revolution is happening in the way auto insurance is being calculated. Today, it’s easy to record and analyze a driver's behavior while they are behind the wheel. Given that the average American spen ...

Telematics
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