The Earnix Blog
March 28, 2023
By Luba Orlovsky
To make a cake, you need to have specific ingredients: eggs, milk, flour, etc. The same applies to a model, you need to have variables such as age, tenure, and price.
March 1, 2023
By Will Ely
It’s a tough time to be an auto lender. Not only is the total auto loan amount financed decreasing, but in the third quarter of 2022, loan originations fell to their lowest levels since 2013.
February 9, 2023
By Robyn Kurtz Levy & Pinchas Leybov
Every change management begins with an examination of where things stand today. Learn about the various business inhibitors that can typically be present.
November 17, 2022
By Equipo de Earnix
Against a backdrop of high interest rates, supply chain issues, changes in the mix between new and used vehicles, increasing regulatory pressures, and general economic uncertainty, there is no question that the auto financing landscape is more competitive than ever.
September 20, 2022
By Equipo de Earnix
Rising inflation, supply challenges and a decline in new automobiles available for sale are challenging the traditional Captive OEM business. Fierce competition from banks, credit unions and data savvy Fintechs is contributing to the plunging new car loan volume and the overall Captive’s market share erosion.
September 13, 2022
By Equipo de Earnix
Driven by the lingering effects of the COVID-19 pandemic and the ever-growing popularity of online purchasing in every retail sector, online auto buying now accounts for nearly a third of new car purchases.