The Earnix Blog

AI Pricing Rating Transformation Underwriting
Filtrar resultados:
Banking 83
Driving Financial Service Excellence Through Dynamic Decisioning & Analytics
Driving Financial Service Excellence Through Dynamic Decisioning & Analytics

August 15, 2022

By Equipo de Earnix

In order to capture the full business value of their efforts, financial services firms need to take a more holistic view of transformation. They need to ensure that they are covering the entire customer lifecycle, and that the effort encompasses the entire organization. Only then can they become truly connected, agile, and resilient.

Analytics Pricing
Driving Car Loan Volume And Gaining A Competitive Advantage In A Rapidly Changing Environment: A Captive Lender Perspective
Driving Car Loan Volume And Gaining A Competitive Advantage In A Rapidly Changing Environment: A Captive Lender Perspective

August 8, 2022

By Will Ely

The traditional Captive OEM business model is being challenged by several disruptive forces simultaneously, including changes in customer preferences towards personalized, all-digital car buying experience and digitally savvy competitors who bypass the dealer networks and approach customers directly. These trends result in a market share erosion for Captives, sliding profitability, and greater risk exposure in today’s volatile economy.
Pricing Customer Centricity
Modernizing Financial Services Through Composable Solutions
Modernizing Financial Services Through Composable Solutions

July 4, 2022

By Equipo de Earnix

The terms “composable” and “composability” are gaining momentum in financial services, as insurance firms and banks work to eliminate silos, quickly implement new capabilities, and actualize robust strategies across the business, all without introducing added risk, or inefficiencies.  That’s a tall ...
Transformation Pricing
How to Remain Price Competitive While Optimizing Profitability
How to Remain Price Competitive While Optimizing Profitability

May 10, 2022

By Equipo de Earnix

Like all segments of the banking industry, automotive lending software is in the midst of tremendous change, driven not just by the effects of the COVID-19 market shock, but also from structural changes in the market such as online car buying, and resulting changes in dealer behavior.  At the recen ...
Pricing
Dear Insurance & Banking Legacy Systems: It’s Time to Move On
Dear Insurance & Banking Legacy Systems: It’s Time to Move On

May 3, 2022

By Equipo de Earnix

As an IT leader in the financial services industry, you may feel like you’re constantly engaged in a tug of war.The business is pulling you in the direction of moving faster and being more agile, so that new customer offerings and pricing can be introduced with unprecedented speed. In fact, the ...

Transformation
Person Swimming on Body of Water
Personalization: Building A Holistic View of the Banking Customer

April 14, 2022

By Equipo de Earnix

At the recent Earnix Excelerate Summit, Wei Ke, PhD, addressed the topic of  “Mastering Personalization in Financial Services”, inviting the audience to holistically look at customer data, and to stretch personalization to its limits.  There has been significant discussion about personalization in ...
Personalization
Featured content
The 2026 Insurance Industry Trends Report: AI and the Foundations of Transformation
Transformation AI
Generative AI in Insurance: Unlocking New Value Beyond Predictive Analytics
AI Transformation
Casos de uso de la IA agéntica: resultados tangibles desde hoy
AI