Be the leader of personalized loans
with commercial lending software
Your commercial loan customers have a vision for how their business can grow. No matter what size business your customers have, all have the same need: a partner they know will be there the moment they need the capital to hire new employees, invest in new equipment or expand their operations.
Your customers have a business to run. And so do you.
Today’s business leaders are facing a very turbulent economy. From changing market conditions to increased competition, your customers don’t have the time to shop for loans and need a partner who has insight into what they need before they need it. In addition, commercial loan customers want personalized experiences that make them feel they are working with a person not an institution, causing financial institutions to find new ways of offering loans.

Offer commercial loans that work for your customers’ business
AI-powered analytical pricing
AI-powered analytical pricing
Harness the predictive power of our world-class data science, analytical modeling tools, and machine learning to perfectly define, simulate, and select between future pricing scenarios to make the smartest data-based commercial loan pricing decisions possible.
Behavioral-based product personalization
Behavioral-based product personalization
Discover just how customer-centric your organization can be. Start automatically identifying and proactively responding to changing market conditions and commercial customer financial behavior with Earnix Personalization and offer the right commercial loan to the right company, at the right price, at the right time.
Real-time engagement
Real-time engagement
Leverage our smart personalization capabilities and bring new prices and personalized loans to any customer touchpoint the moment a commercial loan customer needs you the most.
Pricing management workflow with simulation
Pricing management workflow with simulation
Pricing Accelerator - a pricing management workflow turns advanced analytics into actionable insights across multiple departments. With Pricing Accelerator you can analyze and compare business strategies, perform What-if analysis, and make data-driven decisions in real-time.
Serve as an extension of your customers’ business
Earnix empowers your relationship managers to acquire and support the growth of businesses, large and small. Earnix-powered commercial lending enables granular understanding and prediction of commercial financing needs, enabling your relationship managers to truly be your customers’ trusted advisors.
Modern technology that moves at the speed of business
Earnix integrates seamlessly with existing systems and adds the layer of intelligence needed to create a fully connected organization that empowers you to reach faster, smarter, and safer loan pricing and personalization.
