Personalize everything about personal loans
Every one of your customers is on a unique financial journey. Which is why it’s critical for you to know how their needs are changing not just today, but tomorrow as well. To be there when they need you most, you need to be able to better understand customers and proactively predict and offer the loan that suits them best.
Banking Overview > Personal Loans

As the lending market changes, so do your customers’ loan needs

Today’s banking customer expects better and faster service and engagement. At the same time, the advent of FinTech firms is fundamentally altering the financial services industry’s competitive landscape. Changing business models, mounting regulation and compliance pressures, and disruptive technologies have created a situation in which established institutions are reevaluating everything from how they conduct business to how they connect with their customers.

How we do it

Be the lending partner your customers trust

AI-powered analytical pricing
AI-powered analytical pricing
Our world-class data science, analytical modeling tools, and machine learning, empowers you to define, simulate, and select between future pricing scenarios to make the smartest data-based pricing decisions possible.
Behavioral-based product personalization
Behavioral-based product personalization
Become more customer-centric than ever. With Earnix Personalize-It, you respond to individual needs and offer the right loan to the right person, at the right price, at the right time. Every time.
Real-time engagement
Real-time engagement
With Earnix’s engagement capabilities, you can be there with new prices and personalized loan offers for any customer touch point at any time.
Satisfy your customers’ financial needs before they even arise

We empower you with the ability to understand your customers deeply. As their circumstances change, and life events take place, you can apply AI-powered analytical pricing capabilities and advanced automation capabilities to provide a proactive response to changing market conditions and personal financial needs.

Timely offers from technology that’s ahead of its time

With highly flexible technologies that can push your organization toward end customer-centric operations faster, Earnix gives you greater insight into existing and potential markets. Earnix integrates seamlessly with existing systems and adds the layer of intelligence needed to create a fully connected organization that can more efficiently deliver the loan your customer needs most.

Discover what we enable
Deliver more. Deliver now.
Deliver personal loan offers the moment a need arises

Our solution accelerates your pricing and price offer deployment process. From the moment a personal financial need arises, your organization can set the right price and deliver it to any consumer touchpoint in real-time with full governance and control.

A higher level of offers. An elevated number of conversions.

Have the power to scale your loan personalization and dynamic pricing to enterprise-wide levels through an extensible, cloud-based structure. With our advanced analytics, AI, and automation capabilities you can ensure the most personalized loan offers reach your consumers’ hands right when they need it most.

Build brand loyalty one personal loan at a time

Increase loyalty, reduce churn, and become a proactive partner in your customers’ lives with the tailored loan offers your end customers expect.

Learn how we can help you
We’d love to hear from you
Reach out to us today to learn how to personalize your personal loan offering.
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