Personalize everything about personal loans
Every one of your customers is on a unique financial journey. Which is why it’s critical for you to know how their needs are changing not just today, but tomorrow as well. To be there when they need you most, you need to be able to better understand customers and proactively predict and offer the loan that suits them best.
As the lending market changes, so do your customers’ loan needs
Today’s banking customer expects better and faster service and engagement. At the same time, the advent of FinTech firms is fundamentally altering the financial services industry’s competitive landscape. Changing business models, mounting regulation and compliance pressures, and disruptive technologies have created a situation in which established institutions are reevaluating everything from how they conduct business to how they connect with their customers.
Be the lending partner your customers trust
AI-powered analytical pricing
AI-powered analytical pricing
Empower your business with our world-class data science, AI and machine learning, and analytical modeling tools. Define, simulate, and select future pricing scenarios to make intelligent, data-based pricing decisions for cloud-based personal loans.
Behavioral-based product personalization
Behavioral-based product personalization
Become more customer-centric than ever. With Earnix Personalization, you can quickly respond to individual needs without time-consuming manual processes and painful re-coding tasks. Offer the right loan to the right person at the right price at the right time. Every time.
Real-time engagement
Real-time engagement
With Earnix’s engagement capabilities, you can be there with new prices and personalized loan offers at every customer touchpoint. Accurate and responsive personal loan software increases conversions and overall customer satisfaction.
Pricing management workflow with simulation
Pricing management workflow with simulation
The Earnix Pricing Accelerator gives you a pricing management workflow that turns advanced analytics into actionable insights across multiple departments. With cloud-based pricing and rating solutions, you can analyze and compare business strategies, perform what-if analyses, and make data-driven decisions in real time.
Satisfy your customers’ financial needs before they even arise
We empower you with the ability to understand your customers deeply. As their circumstances change, and life events take place, you can apply AI-powered analytical pricing capabilities and advanced automation capabilities to provide a proactive response to changing market conditions and personal financial needs.
Timely offers from technology that’s ahead of its time
With highly flexible technologies that can push your organization toward end customer-centric operations faster, Earnix gives you greater insight into existing and potential markets. Earnix integrates seamlessly with existing systems and adds the layer of AI power needed to create a fully connected organization and efficiently deliver the loan your customer needs most.
