Personal P&C Insurance Pricing Software & Analytics

Our Customers

No matter what your customers want to insure, understanding their changing needs as soon as they become priorities changes everything. But not just for them. When you prove to be the right partner with the right solution at the right time, you become their partner of choice when it comes to all their personal P&C insurance products.

Insurance Overview > Personal P&C

As an insurer, if you’re not proactive, you’re falling behind

Insurance customers’ demand for personalized engagement is driving the need for insurance carriers to become a proactive, value-adding partner rather than a reactive, generic institution. Today’s P&C customers are increasingly turning to disruptive, non-traditional Insurtechs to serve their needs, making it critical for insurance companies to adopt modern rating and pricing strategies.

See what is shaping the insurance industry

Bring value to every part of your customers’ lives

AI-powered analytical pricing

Take advantage of our advanced AI and machine learning techniques within rate calculations, and their production-grade deployment to accompany your customers from their very first personal insurance need, though life stages and life-changing events.

Behavioral-based product personalization

Reach smarter personalization, powered by our Earnix Enterprise Rating Engine, to individually tailor the Personal P&C insurance offering to each customer.

Real-time engagement

As life events occur, use the power of our production-grade AI and ML to identify when there is a change in your customers’ P&C insurance needs.

Meet every customer’s unique personal insurance needs

From telematics to simulation tools to rate testing to filing automation and more, our robust analytical solution with powerful automation capabilities will allow you to deliver for customers looking for just the right coverage, for just the right price.

Address your customers’ needs as they arise

Our industry-leading capabilities enable you to proactively engage your customers in real-time. Change policies or offer new bundles the moment a change in circumstances or a life event occurs, all while maintaining control and compliance across the process.

How We Do It

Deliver results with our P&C Insurance Software Solutions

Leverage the benefits of end-to-end pricing

Our dynamic rating engine propels data-driven pricing to any customer touchpoint instantaneously for personalized offers while ensuring governance and compliance throughout the process; making faster, automated rating a reality.

Provide the exact coverage your customers need

Create the perfect rates for every customer looking for just the right insurance. Our proven analytical methods combined with the latest AI enable you to personalize all aspects of Personal P&C insurance products to individual end-customer needs, lifestyle, and risk factors.

Improve your customers’ insurance experience

With Earnix, you can increase customer lifetime value by leveraging AI-driven bundling, add-ons, and product extensions that proactively add value to end customer experiences.

Hear how our customers experience Earnix’s personal P&C insurance software

“We moved from multiple rating engines into one mission-critical product and pricing engine where we can configure and maintain products, rates, workflow rules, and underwriting rules.”

– Anton Burger, Head, Agile PMO, Hollard

Read the full Case Study

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We'd love to hear from you

Reach out to us today to learn how to personalize your P&C insurance offering.

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