We spoke with Ryan Potts, Director of Pricing & Profitability, Dealer Services at U.S. Bank. A 14-year veteran of U.S. Bank, Ryan leads the consumer dealer services division, and he and his team are responsible for pricing and profitability for auto loans and auto leasing, as well as financing for recreational vehicles (RVs) and marine lending.

“We were looking for a much more modern pricing and rating platform. Our past approach used an on-premise mainframe-based system that simply wasn’t as reactive as we needed. It took too long to create new pricing models, make changes, and respond to real-time opportunities in the market.”

BavariaDirekt were spending too much time and effort managing the many steps required to update pricing models and deploy them in online channels. That’s why they opted for Earnix’s modern, end-to-end pricing platform to help them overcome such challenges.

BGL Group is always looking for innovative, advanced solutions to deliver the best product offerings, service and value to its customers. To this end, BGL employed Earnix’s advanced pricing solution for meeting the needs of internal users and making the company more competitive.

Hollard was looking for a solution that would allow them to deploy rates and prices faster than before and have the flexibility to easily respond to ever-changing market conditions and customer needs. As a single, modern comprehensive rating and pricing solution that could consolidate Hollard’s 7 different rating engines, Earnix proved itself to be the answer.

Here’s how Gore Mutual used Earnix to improve its modeling, rating deployment and pricing processes — all from a single, end-to-end platform.