Earnix 3D Personalization for Mortgages

Personalize Mortgages for Increased Customer Satisfaction and Improved Business Results

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Personalizing Mortgage Rates, Terms, and Fees Translates to Portfolio Growth

Recognizing the complexities of mortgages, Earnix provides an end-to-end Pricing and Mortgage Product Personalization Software Suite, driven by world-class data science, analytical modeling tools, and integrated machine learning to create the ideal mortgage package for your customer.

 

The Earnix Solution for Mortgages

The  Earnix 3D Personalization Suite™ empowers mortgage professionals to offer the right product, at the right price, at the right time, while optimizing business results, maintaining governance & compliance, and improving the enterprise-wide process of pricing, rating and product personalization in banking.  Earnix helps you understand your customers’ behavior including their propensity to retain, refinance, or release a mortgage product - which enables you to personalize products and prices to win and retain their business.

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Solution Highlights

Dynamic Pricing, Rating, and Product Personalization

Earnix helps define, personalize, and deploy mortgage offerings, allowing financial institutions to increase customer satisfaction while improving business results. Banks can now predict and simulate the impacts of price-changes and product bundling decisions in real-time, and instantly deliver personalized rates to customers as soon as approved by local regulators. With Earnix, you can offer the best mortgage package for your customer and for your business.

Sell Like a Digital Leader

Through the Use of 3D Personalization, financial institutions can deliver a recommended, personalized mortgage offer across three dimensions. This offer creation is enabled by world-class data science, analytical modeling, and integrated machine learning.

Enterprise-Wide Impact

How can you leverage mortgage insights for other lines of business? What personalization opportunities do you have across these lines of business – and how do your pricing and product personalization software and strategies impact these opportunities? With Earnix you will know.

Simplify your Mortgage Selling Processes

Move systematically from data management to analytical modeling, to simulation and optimization – all inside a single pricing and mortgage product personalization software product suite. Operationalize analytical insights in a rapid and consistent manner, resulting in quicker time to market and improved control and governance.

Earnix in Action

Speed Time to Market
of Mortgage Changes

Change rates, term, fees, or other mortgage bundle variables and deploy those changes to the market rapidly, avoiding lengthy deployment processes. With Earnix, the pricing process is systemized, controlled, and governed via a single solution.

Easily Personalize
Complex Mortgage Products

For consumers, mortgage packages can be difficult to understand, and often too many options or choices often lead to confusion and indecision. With Earnix, you can define, personalize, and deploy complex mortgage bundles in a simple manner, giving consumers a limited number of individually tailored choices instead of a large number of standard options.

Proactively Identify Mortgage Needs

Financial institutions have the data to identify life stage needs. Earnix helps your organization put this data to use through providing the ability to proactively identify and react to life stage and lifestyle needs with contextually personalized offers.

The Earnix Products

Earnix Price-It

Predict, simulate, decide and instantly deliver rates to market in a systematic, consistent, and governed manner.

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Earnix Personalize-It

Define, personalize, and deploy financial product bundles or variances that perfectly match each customer’s unique needs.

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Earnix Detect-It

Proactively identify patterns that suggest life event occurrence and react by delivering the right financial product at the right price.

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Our Experts at Your Service

Earnix consulting teams are comprised of analytics experts and data scientists with deep domain experience in financial services. Our trusted advisors will work closely with you to define and develop pricing and product personalization processes tailored to your specific needs and instruct you on how to leverage all the benefits of the platform.

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Improving Results — What Customers Say

"With Earnix, we managed to increase customer satisfaction, increase profitability, and increase market share across mortgage products.”
Marketing Analytics Manager – Large Turkish Bank

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New at Earnix

Earnix Price-it Rating Engine Brochure

Read about the Earnix Price-it capabilities as a product pricing engine for insurers around the world.

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Our Latest Blog

Blog: From Analytics-Driven Pricing to 3D Personalization

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Events

Let's meet!

Check out where you can meet Earnix in the coming months.

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