Earnix Insurance

P&C Personal Lines

Be it home, auto, or pet insurance, deliver faster & smarter prices to all customers

Smarter Business Velocity for personal insurance products

Accompany your customers from their very first personal insurance need, though life stages and life-changing events. Understand their changing needs as soon as they experience it. Based on this intimate customer knowledge, proactively predict and offer the best personal insurance policies across all P&C Personal lines, to suit their individual needs. Use the power of smart analytics to fairly price and fully personalize policies, and deploy them instantly under full governance and control.

The Earnix Solution

Leverage the power of Earnix solutions when creating rates for Personal P&C products. Be it usage-based insurance, simulation tools, rate testing, filing automation, or automated underwriting, our end-to-end analytical solution, powerful automation capabilities will deliver just the right prices to customers.

Prove yourself to be the right partner and become their go-to institution when it comes to personal P&C products.

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Transformation, across lines of business

Choose your first point of implementation – be it a product, line of business, or a specific process – and let it be transformed into its agile, transparent, digital self. Earnix turns insurance companies and banks into digital winners of their market remotely and incrementally.

Solution Highlights

Dynamic, end-to-end pricing

For Personal P&C clients, the Earnix dynamic rating engine propels data through pricing, personalization and to any customer touchpoint instantaneously, while ensuring governance and compliance throughout the process. Apply complex assignments and underwriting rules easily throughout the rating process. The Earnix Enterprise Rating Engine makes faster, automated rating a reality.

Sell like a digital leader

Use proven analytical methods combined with the latest AI to create the perfect rates for every customer looking for just the right coverage, for just the right price . Earnix solutions turn business strategy into actual offers, automatically, through a transparent, easy-to-adjust product.

Ultra-fast ROI

Implement Earnix within any LOB within a few short months, with value delivered and actualized immediately. We deploy iteratively, with results delivered every step on the way.

Earnix in Action

analytical pricing

Earnix, is a market leader in rating, pricing and personalization solutions. Our products use advanced AI and machine learning techniques within rate calculations, and their production-grade deployment in conjunction with statistical techniques, for best results.

product personalization

Reach smarter personalization, powered by the Earnix Enterprise Rating Engine. Building on the analytical pricing tool, Price-It, Personalize-It enables smart product personalization by individually tailoring the Personal P&C insurance offering to each customer.


Use production-grade AI and ML to identify customer life events or when there is a change in P&C insurance needs. With Personalize-it and the Earnix real-time engagement tool, Time-It, companies can proactively reach out in case of a change in circumstances or life event occurs, and change policies or offer new bundles accordingly.


Earnix Price-It

AI-powered analytical pricing

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Earnix Personalize-It

Behavioral-based product personalization

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Earnix Time-It

Real-time engagement

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Enterprise Rating Engine

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Always at your service

We nurture our customers. We believe in their goals and help them achieve them. More than that, we grow with them. We are always available because their success is our success.

Start accelerating today

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