The Earnix Blog: Resources for Insurance and Banking Leaders

Great Expectations Drive Great Outcomes

January 29, 2024

By Osnat Yanushevsky Yacoby & Doug Wing

We live in a world of high and ever-increasing expectations. In our personal lives, we expect products and services to meet and exceed expectations. In our professional lives, especially when dealing with vendors and partners, the same applies.

Maintaining Loan Volumes Amid Rising Prices: A Guide for Auto Lenders

March 1, 2023

By Will Ely

It’s a tough time to be an auto lender. Not only is the total auto loan amount financed decreasing, but in the third quarter of 2022, loan originations fell to their lowest levels since 2013.

Change Management in Financial Services

February 9, 2023

By Robyn Kurtz Levy & Pinchas Leybov

Every change management begins with an examination of where things stand today. Learn about the various business inhibitors that can typically be present.

Reimagine Auto Finance: Make Every Customer a Personalized Offer in Real-time

September 13, 2022

By Earnix Team

Driven by the lingering effects of the COVID-19 pandemic and the ever-growing popularity of online purchasing in every retail sector, online auto buying now accounts for nearly a third of new car purchases.

Driving Car Loan Volume And Gaining A Competitive Advantage In A Rapidly Changing Environment: A Captive Lender Perspective

August 8, 2022

By Will Ely

The traditional Captive OEM business model is being challenged by several disruptive forces simultaneously, including changes in customer preferences towards personalized, all-digital car buying experience and digitally savvy competitors who bypass the dealer networks and approach customers directly. These trends result in a market share erosion for Captives, sliding profitability, and greater risk exposure in today’s volatile economy.
Cheerful senior businessman shaking hands with partner on street

March 2, 2022

By Earnix Team

For banks and lenders, the competitive landscape has been forever altered. It’s now tougher than ever and continues to evolve rapidly.  Shifting Consumer Preferences We see digital disrupters aggressively attacking the banking space, delivering customer experiences just like Amazon, Apple, and Googl ...