The Earnix Blog: Resources for Insurance and Banking Leaders

Strengthening Banking Customer Relationships Using the Power of Data

February 2, 2022

By Earnix Team

For bankers all over the world, top of the priority list for 2022 is to improve customer relationships. The business benefits are striking - added revenue opportunities, improved customer experience (CX), increased competitive advantage, and heightened profitability.  To fully capture these and oth ...
Digital Banking Transformation: New Customer Wants & Needs

September 29, 2021

By Will Ely

The world is looking forward to a lot of things eventually returning to normal. The return of concerts, sporting events, and international travel will be a welcome relief. But some of the changes we’ve experienced over the past year will be permanent. One of those is the change in the expectations o ...
Black and Gray Audio Mixer

April 13, 2021

By Stephane Meslet

Annual reports from 2020 are showing increased Cost of Risk across the banking industry, with signs that the challenges are continuing into 2021. While it may be tempting to blame this trend on the pandemic (with the optimistic view that vaccines will solve the problem), the reality may be quite dif ...
The Hidden Treasure of Analytics-Driven Banking

June 18, 2020

By Earnix Team

In our new, all-digital world, becoming fully analytics-driven is the baseline survival criteria for banks. But is that an achievable goal for all financial institutions? And, if it is, what is the roadmap to a single analytics-driven system for pricing, personalization, and credit decisioning? Whe ...
Banks: Survival by Regulation

June 4, 2020

By Earnix Team

It’s the landscape after the battle. Countries have been ravaged by the virus, and individuals, families, and businesses of all sizes are scrambling to survive and recover. Banks, struggling with the direct effects of this crisis, are also expected by their governments to manage the distribution of ...
Auto lending: Leveraging data the 21st century way

May 6, 2020

By Will Ely

Car prices are rising, regulatory forces are closing in on auto lenders, and the fintech solutions of the 21st century are here to replace legacy systems. Amidst this tumult, the specter of COVID-19 has created unprecedented uncertainty in auto markets worldwide, with lenders deploying innovative di ...