The Earnix Blog: Resources for Insurance and Banking Leaders

Build vs. Buy in 2026: Shifting from “Can We?” to “Should We?”

February 19, 2026

By Earnix Team

Most banks and lenders today can build sophisticated pricing systems. The more strategic question is whether you should. Not because internal teams lack skill, but because pricing success now depends on continuous execution, sustained investment, and speed, not just initial delivery. 

Colorful Cubes And Puzzle Piece

January 29, 2026

By Luba Orlovsky & Shilo Horev

Earnix Automatic GLM preserves the transparency and regulatory trust of traditional GLMs while automating complex feature engineering to capture non-linear effects, enabling explainable, auditable models with stronger predictive performance and faster deployment in regulated financial environments.

Implementation Best Practices: How to Operationalize Pricing Analytics in Auto Finance

January 8, 2026

By Earnix Team

Discover how auto lenders successfully operationalize pricing analytics — from data readiness and experimentation to rollout — to drive sustainable profitability and competitiveness.

The Cost of Doing Nothing: Why “Good Enough” Pricing Operations Are Quietly Costing Auto Lenders Millions

November 19, 2025

By Will Ely

“Good enough” pricing operations are costing auto lenders far more than they realize. In a market defined by rate volatility, slow workflows, and outdated tools, every delayed update quietly erodes margin and competitiveness. Learn why modernizing pricing is no longer optional - and how lenders can capture speed, precision, and resilience by rethinking their approach today.

Red Pickup Truck Parked Near Wall

November 12, 2025

By Giovanni Oppenheim

Dealer reserves strain lender margins and compliance. See how Earnix’s AI-powered pricing platform helps Canadian auto lenders optimize compensation and protect profitability.

Using AI to Improve Consumer Lending Outcomes and Drive Financial Inclusion

November 10, 2025

By Giovanni Oppenheim

A closer look at loan pricing transparency in the consumer-first era and what the AI revolution means for banks.