The Earnix Blog: Resources for Insurance and Banking Leaders

AI Pricing Rating Transformation Underwriting
Filter results:
Transformation 12 Banking 12
Modernizing Financial Services Through Composable Solutions
Modernizing Financial Services Through Composable Solutions

July 4, 2022

By Earnix Team

The terms “composable” and “composability” are gaining momentum in financial services, as insurance firms and banks work to eliminate silos, quickly implement new capabilities, and actualize robust strategies across the business, all without introducing added risk, or inefficiencies.  That’s a tall ...
Transformation Pricing
Dear Insurance & Banking Legacy Systems: It’s Time to Move On
Dear Insurance & Banking Legacy Systems: It’s Time to Move On

May 3, 2022

By Earnix Team

As an IT leader in the financial services industry, you may feel like you’re constantly engaged in a tug of war.The business is pulling you in the direction of moving faster and being more agile, so that new customer offerings and pricing can be introduced with unprecedented speed. In fact, the ...

Transformation
Small & Medium-Sized (SMB) Business Banking: Big Opportunity?
Small & Medium-Sized (SMB) Business Banking: Big Opportunity?

March 22, 2022

By Earnix Team

“Banks haven’t always been enthusiastic about working with small businesses. These enterprises are small in scale, loan values tend to be low and the failure rate is comparatively high, so for many bankers, they didn’t seem worth the trouble.” That assessment, by Terry Badger, CFA, managing editor o ...
Transformation
Digital Auto Finance Trends & Opportunities for Lenders
Digital Auto Finance Trends & Opportunities for Lenders

January 14, 2022

By Earnix Team

According to PwC, “91% of auto dealers believe a strong digital presence is critical to their overall sales strategy, yet 83% do not have a dedicated digital strategy.”There are a number of reasons for this. For starters, even as so many aspects of dealerships are becoming much more modern, espe ...

Transformation
Digital Banking Transformation: New Customer Wants & Needs
Digital Banking Transformation: New Customer Wants & Needs

September 29, 2021

By Will Ely

The world is looking forward to a lot of things eventually returning to normal. The return of concerts, sporting events, and international travel will be a welcome relief. But some of the changes we’ve experienced over the past year will be permanent. One of those is the change in the expectations o ...
Customer Centricity Transformation
Mercedes Benz Parked in a Row
Auto Lending: Record Losses and Record Growth?

October 29, 2020

By Will Ely

Following the unprecedented economic shock caused by COVID-19, it was no surprise to see lenders increasing their loss reserves to brace for rising defaults. While both governments and lenders have taken steps to protect borrowers, the wave of economic disruption and unemployment will inevitably imp ...

Transformation
Featured content
AI That Works When Insurance Can’t Wait
AI Transformation
The 2026 Insurance Industry Trends Report: AI and the Foundations of Transformation
Transformation AI
Generative AI in Insurance: Unlocking New Value Beyond Predictive Analytics
AI Transformation