The Earnix Blog: Resources for Insurance and Banking Leaders
June 9, 2024
By Earnix Team
For many, the term “personalization” is a buzzword with strong ties to digital experiences in online retail and consumer marketing. So, why is loan personalization so important today? And, most importantly, what it’s in it for you, the lender?
March 4, 2024
By Luba Orlovsky
In the rapidly evolving world of ML and AI, the power of predictive analytics is undeniable. Yet as we harness this new power, we must also navigate the complex landscape of fairness and ethics. We must also do all we can to create equal opportunities and outcomes across different groups of individuals, regardless of their race, gender, age, or other sensitive attributes.
February 28, 2024
By Giovanni Oppenheim
As a lender, how do you cut through the noise to reach those buyers looking for the loan that's just right for them, and steal that business from the competition? The answer is loan personalisation.
February 20, 2024
By Sean Johnson
During the recent Q4 2023 earnings season, major lenders faced questions and challenges related to reduced NII (Net Interest Income). Lenders are feeling the pressure of increased borrowing costs, leading to less-than-desired profits. To top it all off, many indications are predicting that interest rates are likely to continue to fluctuate in the new year.
February 1, 2024
By Earnix Team
As 2023 fades from view and 2024 comes into focus, Reuven Shnaps, Earnix Chief Analytics Officer, takes a step back to assess where pricing, rating, and underwriting stand today, and where they may be headed.
January 29, 2024
By Osnat Yanushevsky Yacoby & Doug Wing
We live in a world of high and ever-increasing expectations. In our personal lives, we expect products and services to meet and exceed expectations. In our professional lives, especially when dealing with vendors and partners, the same applies.