The Earnix Blog: Resources for Insurance and Banking Leaders
September 14, 2026
By Earnix Team
In 2026, as every year, insurance premiums are rising. But this time, the increase is no longer simply a cyclical pricing adjustment. It is a structural signal. Home, motor, health, local authorities and businesses: every segment is facing growing pressure. Yet there is an apparent paradox: overall inflation is slowing. In France, it is expected to stand at around 1.3% in 2026.
September 7, 2026
By Chip Stubbs
For US P&C carriers, adopting a new ISO rate plan involves much more than loading new rating content. The 2026 Commercial General Liability (GL) changes make the complexity of that transition particularly clear.
September 3, 2026
By Drew Lawyer
Every delay in an insurance decision carries a cost. When pricing changes come too late, insurers can remain exposed to adverse selection; when underwriting guidelines lag the market, risk can become misaligned; and when customer signals are missed, retention opportunities can disappear.
August 25, 2026
By Earnix Team
Powerful models alone do not guarantee better insurance decisions. Discover how AIOS connects AI, business rules, workflows, and human expertise to help insurers turn insights into governed, explainable, and measurable actions at scale.
August 25, 2026
By Earnix Team
Insurance rating engines are no longer relevant only to actuarial teams. Discover how connecting pricing, underwriting, product, marketing, and customer engagement can help insurers deliver more relevant offers, respond faster to market changes, and create better customer outcomes.
August 24, 2026
By Mathieu Edmond
A pricing model validated by the technical committee in February. A price effectively applied to the policyholder in October. I have seen this gap repeat itself across very different organizations, first from the actuarial production side, then from the solution provider side.