The Earnix Blog: Resources for Insurance and Banking Leaders
December 5, 2022
By Vince O. Valenzuela
Insurers’ combined ratio will pass 100% in 2022 due to inflation and other factors. What can insurers do to combat this trend?
November 17, 2022
By Earnix Team
Against a backdrop of high interest rates, supply chain issues, changes in the mix between new and used vehicles, increasing regulatory pressures, and general economic uncertainty, there is no question that the auto financing landscape is more competitive than ever.
October 17, 2022
By Adrian Coupland
In a time of rapid claims cost inflation, insurers need to be able to “turn on a dime” to implement pricing and underwriting changes extremely quickly.
September 20, 2022
By Earnix Team
Rising inflation, supply challenges and a decline in new automobiles available for sale are challenging the traditional Captive OEM business. Fierce competition from banks, credit unions and data savvy Fintechs is contributing to the plunging new car loan volume and the overall Captive’s market share erosion.
August 15, 2022
By Earnix Team
Even though we’re now more than two years removed from the start of the COVID-19 pandemic, and are currently facing a variety of new global challenges including inflation and changing weather conditions to name a few, most insurance companies continue to face many challenges related to their operations and processes.
August 15, 2022
By Earnix Team
In order to capture the full business value of their efforts, financial services firms need to take a more holistic view of transformation. They need to ensure that they are covering the entire customer lifecycle, and that the effort encompasses the entire organization. Only then can they become truly connected, agile, and resilient.