The Earnix Blog: Resources for Insurance and Banking Leaders

Filter results:
Digital Insurance Solutions in Real-Time: Instantly Unlock New Market Opportunities
Digital Insurance Solutions in Real-Time: Instantly Unlock New Market Opportunities

August 9, 2022

By Earnix Team

Speed to market is a top priority for virtually every insurance company today, and for good reason. In order to compete – both against traditional vendors as well as aggressive new market entrants – insurers need to do all they can to quickly meet customers’ expectations with precisely the right offer. If they can’t, customers are likely to partner with other insurers who can.

Driving Car Loan Volume And Gaining A Competitive Advantage In A Rapidly Changing Environment: A Captive Lender Perspective
Driving Car Loan Volume And Gaining A Competitive Advantage In A Rapidly Changing Environment: A Captive Lender Perspective

August 8, 2022

By Will Ely

The traditional Captive OEM business model is being challenged by several disruptive forces simultaneously, including changes in customer preferences towards personalized, all-digital car buying experience and digitally savvy competitors who bypass the dealer networks and approach customers directly. These trends result in a market share erosion for Captives, sliding profitability, and greater risk exposure in today’s volatile economy.
Modernizing Financial Services Through Composable Solutions
Modernizing Financial Services Through Composable Solutions

July 4, 2022

By Earnix Team

The terms “composable” and “composability” are gaining momentum in financial services, as insurance firms and banks work to eliminate silos, quickly implement new capabilities, and actualize robust strategies across the business, all without introducing added risk, or inefficiencies.  That’s a tall ...
10 Speed to Market Statistics Every Insurer Should Focus On
10 Speed to Market Statistics Every Insurer Should Focus On

June 21, 2022

By Earnix Team

Today, speed to market is a top priority for virtually every insurance company, and for good reason. In order to compete – both against traditional vendors as well as new entrants – you need to do all you can to meet customers’ changing expectations when it comes to speed and responsiveness.  Provi ...
Takeaways from SMA Report: Dynamic Product Actualization for P&C
Takeaways from SMA Report: Dynamic Product Actualization for P&C

June 21, 2022

By Earnix Team

A recent research report from SMA describes the business and technical capabilities any insurance company needs to develop and deploy personalized products and gain a valuable competitive edge.It’s a topic we’ve addressed in previous blogs, but traditionally, the insurance industry has been slow ...

How to Remain Price Competitive While Optimizing Profitability
How to Remain Price Competitive While Optimizing Profitability

May 10, 2022

By Earnix Team

Like all segments of the banking industry, automotive lending software is in the midst of tremendous change, driven not just by the effects of the COVID-19 market shock, but also from structural changes in the market such as online car buying, and resulting changes in dealer behavior.  At the recen ...
Featured content
AI That Works When Insurance Can’t Wait
The 2026 Insurance Industry Trends Report: AI and the Foundations of Transformation
Generative AI in Insurance: Unlocking New Value Beyond Predictive Analytics